Management


Much of the expertise that you would normally expect to only find within a Family Office is now available through Panos Sechopoulos Wealth Management. By drawing on the RBC Wealth Management Services’ team of highly accredited lawyers, accountants and financial planning professionals, we are able to deliver the level of integrated wealth management expertise that previously was available only to the most affluent families.

Financial Planning Development of a comprehensive financial plan that includes projections to determine if you are on track to meet your goals such as retirement, estate and risk management.

Holding Companies Provide creative strategies to minimize tax during your lifetime and maximize your estate for your holding company assets.

Taxation We can recommend strategies to help reduce tax burdens for individuals, families, and business owners.

Retirement Planning Help you determine strategies and techniques to meet your retirement income goals.

Education Savings Provide you with strategies and a variety of options to fund your children or grandchildren's education in the most tax-effective manner.

Charitable Giving Help you determine which charitable giving strategies are most suitable for you based on your objectives

Estate Planning Provide tax-efficient strategies to transfer your wealth to chosen beneficiaries. Help you determine which trust solutions may be appropriate for you based on your family situation and your objectives.

Insurance Assist you in analyzing the need for insurance to provide for your loved ones due to disability or death.

U.S. & International Provide you with information and strategies on U.S. tax and estate planning related to issues such as purchasing U.S. properties, moving to and from the U.S. and U.S. citizens living in Canada.

Business Succession Planning Discuss strategies to effectively transition from your business in a tax-effective manner.

Wealth Management Money management can be complex. We want to help you keep it simple.

The RBC Wealth Management Services Team

Strategies – When you meet with a member of the RBC Wealth Management Services team, we will work with you and Panos to understand your personal goals. Drawing on the depth of experience that members of our team have developed as financial, taxation and legal professionals, we are able to present strategies that are appropriate for your personal situation. Reaching your goals often requires an interaction of strategies that minimize taxation, provide sufficient retirement income, safeguard your wealth, and provide for the effective transition of assets between generations.

Solutions – RBC Wealth Management Services team members will work with you and Panos to turn proposed strategies into actionable solutions. For example, both the Spousal Loan Strategy and the RBC Family Trust are solutions that may meet your personal goal of minimizing tax. Leveraging the experience and knowledge of both Panos and members of the team, we can assist in determining which solutions can best allow you to reach your family’s goals.

Implementation – Panos will work with your own tax and legal advisors and members of the RBC Wealth Management Services team to effectively execute on the strategies and solutions that will help you to reach your personal goals and bring you peace of mind.

Your unique financial situation requires personalized advice

The professionals within RBC Wealth Management Services work with you and Panos to help meet your goals and uncover opportunities for you. Some examples of the situations in which we can help include:

  • Business owners who need help managing their personal, holding company and business financial assets and who are looking to tax-effectively transition their businesses

  • Professionals requiring assistance in structuring their affairs to both safeguard assets and minimize taxes

  • Successful executives looking to grow and protect their wealth

  • Individuals looking to balance their current needs with a savings strategy that will help them achieve their long-term financial goals

  • Retirees requiring strategies that will maximize their income after taxes while preserving their capital for the long-term

  • Families looking to efficiently transfer accumulated wealth to the next generation

  • Parents and grandparents looking to fund the educational and living costs of their offspring in a tax efficient manner

  • Charitably inclined individuals who are looking for their donations to provide maximum long-term benefit and value

  • Individuals with U.S. and international connections requiring specialized tax and estate planning assistance

Panos' Second Opinion

Gain peace of mind with an unbiased second opinion from Portfolio Manager Panos Sechopoulos. This discrete, complimentary one on one meeting will help you answer key questions you might have.