Financial Planning Development of a comprehensive financial plan that includes projections to determine if you are on track to meet your goals such as retirement, estate and risk management.
Holding Companies Provide creative strategies to minimize tax during your lifetime and maximize your estate for your holding company assets.
Taxation We can recommend strategies to help reduce tax burdens for individuals, families, and business owners.
Retirement Planning Help you determine strategies and techniques to meet your retirement income goals.
Education Savings Provide you with strategies and a variety of options to fund your children or grandchildren's education in the most tax-effective manner.
Charitable Giving Help you determine which charitable giving strategies are most suitable for you based on your objectives
Estate Planning Provide tax-efficient strategies to transfer your wealth to chosen beneficiaries. Help you determine which trust solutions may be appropriate for you based on your family situation and your objectives.
Insurance Assist you in analyzing the need for insurance to provide for your loved ones due to disability or death.
U.S. & International Provide you with information and strategies on U.S. tax and estate planning related to issues such as purchasing U.S. properties, moving to and from the U.S. and U.S. citizens living in Canada.
Business Succession Planning Discuss strategies to effectively transition from your business in a tax-effective manner.
Wealth Management Money management can be complex. We want to help you keep it simple.
The RBC Wealth Management Services Team
Strategies – When you meet with a member of the RBC Wealth Management Services team, we will work with you and Panos to understand your personal goals. Drawing on the depth of experience that members of our team have developed as financial, taxation and legal professionals, we are able to present strategies that are appropriate for your personal situation. Reaching your goals often requires an interaction of strategies that minimize taxation, provide sufficient retirement income, safeguard your wealth, and provide for the effective transition of assets between generations.
Solutions – RBC Wealth Management Services team members will work with you and Panos to turn proposed strategies into actionable solutions. For example, both the Spousal Loan Strategy and the RBC Family Trust are solutions that may meet your personal goal of minimizing tax. Leveraging the experience and knowledge of both Panos and members of the team, we can assist in determining which solutions can best allow you to reach your family’s goals.
Implementation – Panos will work with your own tax and legal advisors and members of the RBC Wealth Management Services team to effectively execute on the strategies and solutions that will help you to reach your personal goals and bring you peace of mind.
Your unique financial situation requires personalized advice
The professionals within RBC Wealth Management Services work with you and Panos to help meet your goals and uncover opportunities for you. Some examples of the situations in which we can help include:
Business owners who need help managing their personal, holding company and business financial assets and who are looking to tax-effectively transition their businesses
Professionals requiring assistance in structuring their affairs to both safeguard assets and minimize taxes
Successful executives looking to grow and protect their wealth
Individuals looking to balance their current needs with a savings strategy that will help them achieve their long-term financial goals
Retirees requiring strategies that will maximize their income after taxes while preserving their capital for the long-term
Families looking to efficiently transfer accumulated wealth to the next generation
Parents and grandparents looking to fund the educational and living costs of their offspring in a tax efficient manner
Charitably inclined individuals who are looking for their donations to provide maximum long-term benefit and value
Individuals with U.S. and international connections requiring specialized tax and estate planning assistance