Thanks again for your vigilance on behalf of our investments and "nest egg".  Bob was very relieved with the new plans and optimistic outlook re: interest rates in our reconfigured plan.  We always feel so fortunate to have someone we know personally who is so professional whom we can trust to look after our funds, however small them may seem in comparison to other "Fortunes"...They mean a lot to us.  See you in the Springtime!

- Cynthia