Services

Discovery

• Explore your current financial situation, portfolio and investment objectives
• Establish your investment and wealth management goals
• Determine your tolerance for risk and market fluctuation

Strategy

• Develop your individual Investment Policy Statement
• Build customized portfolios designed to meet your investment goals
• Establish your needs for tax, estate, insurance and charitable gift planning
• Provide research, commentary and information on specific holdings, markets or economies
• Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans
• Introduce, as appropriate, a full suite of services from our RBC partners

Enhanced wealth management services

• Specialists in financial planning, estate law and taxation
• Comprehensive financial planning
• myGPS™ Wealth Management Opportunities Report
• Will and estate consulting
• Insurance-based wealth enhancement assessment
• Business succession planning
• Corporate re-organization advice
• Family wealth management

Investment solutions

• Proprietary and third-party investment products, including mutual funds and portfolio services
• Global and North American equities, including stocks, preferred shares, income trusts and more
• Canada’s largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds

 

Investment portfolio services

• Ongoing personal advice
• Buy/sell recommendations
• Scheduled portfolio reviews
• Portfolio monitoring
• Portfolio rebalancing
• Safekeeping
• Multi-currency, non-registered account functionality
• Automatic contributions and withdrawals, if needed
• Automatic mutual fund purchase or redemption plans
• Interest on cash balances
• Electronic funds transfers
• Registered estate processing, tax reporting and T3 returns
• Old certificate current status and value research

Reporting

• WM Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics publications, Reuters market news, real-time quotes, customized Watchlists and more.
• Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online
• Quarterly account statements (or monthly when there is trading activity in an account).
• Paperless eDocuments through WM Online to reduce your paperwork and help us help the environment, including a seven-year archive.
• Annual consolidated tax reporting, including dispositions with book costs.
• Quarterly performance reporting.