Our Process

Our investment advisory process is driven by carefully considered client objectives. It encompasses seven (7) discrete investigative and executional steps leading to a total wealth management strategy for every client for whom we act:

  1. Discovery: We develop an understanding of your goals, personal and financial.

  2. Financial Planning: We prepare an analysis of your total financial situation.

  3. Will & Estate Review: We help you address your estate planning concerns and goals.

  4. Insurance Analysis: We help you protect what you have worked hard to build.

  5. Investment Proposal: This is your recommended investment plan, approved by you.

  6. Ongoing Services: We track portfolio performance and give you timely updates.

  7. Regular Reviews: As your needs and markets evolve, we adjust your plan accordingly.

We review your portfolio performance with you regularly, to discuss appropriate changes necessary to keep you on track.

As part of that process you will receive detailed account statements, portfolio review statements, transaction updates and tax reports.

We conduct an exhaustive and rigorous annual review of your financial plan to ensure that it is meeting your immediate, mid-range and long-term expectations and needs.

Process Management

We provide all our clients with a written report outlining the investment process, recommendations for asset allocation, as well as relevant financial and estate planning issues specific to the personal situation of each investor.

Investing with us

Our investment decisions are grounded in successful principles. We rely heavily on the world-class research and support provided to us by RBC’s analyst teams.
Portfolio Advisory Group
Our Portfolio Advisory Group are a team of 34 equity and fixed income advisors, multi-asset advisors, portfolio engineers, and traders. This team helps us apply the information and research we receive each day directly to client portfolios.
Global Manager Research
Our Global Manager Research team are 17 analysts around the world who perform stringent due diligence research on third-party asset managers, and make recommendations to add or remove managers.
Internal Research
RBC Capital Markets, and RBC Global Asset Management, provide us with award-winning research on companies, investments, and the economic picture.
Third Party Research
RBC also utilizes valuable research from outside RBC. Veritas Investment Research, J.P. Morgan, Morningstar, Fundstrat, and Valueline are our third-party research sources.

The investment policy statement

A key part of our process is a document that contains the policy and principals that will govern the management of your investment portfolio.