Individuals & Established Families

Regardless of how you view your financial status, there are some unique financial planning issues and strategies to consider.  Click here to learn about 10 strategies that can help you protect your assets, reduce taxes, plan for retirement, and maximize your estate.   

With a Tax-Free Savings Account, you can contribute up to your annual contribution limit, earn tax-free income and capital gains, and make withdrawals without paying tax.  Click here to learn more. 

If you have a spouse who earns less income than you, or children with little to no income, income splitting can shift income from your high marginal tax rate, to a family member at their lower rate. Click here for some strategies that can reduce your family's overall tax bill.

Cottages are one of the most emotionally-charged assets in any family, but keeping it in the family isn't always as easy as it seems. Some issues that may arise are financial in nature, while others are not. Click here to learn more about some key issues surrounding this topic.

If there is one thing you can safely assume is a guarantee in Canada, it’s taxes.  Click here to learn about how taxes can impact your investments. 

This is something new you should know about as an investor – a Trusted Contact Person (TCP) is someone you give us consent to contact if we suspect you are being financially exploited.  Click here to learn more about the role of a TCP.