Desmond McCullough, Ph.D., CIM

Associate Portfolio Manager & Investment Advisor

519-822-1362 | Email me
519-822-1982

Desmond specializes in family (private client) and corporate (institutional) portfolio management.  As a formally trained research scientist (University of Guelph, University of Reading {UK}) and the author of numerous peer reviewed research papers and academic book chapters, Desmond possesses unique communication, quantitative and analytical skill-sets he has applied to the discipline of wealth management since 1994.

Communicating often complex investment topics in an easily understandable manner is one of Desmond's strengths: a skill he acquired from undergraduate and graduate student teaching, scientific conference presentations, investment seminars, and nearly 27 years of in-depth conversation with his private and institutional clients.

Dr. McCullough is a prospective Level 3 candidate in the highly coveted Chartered Financial Analyst program. He integrates global market financial information from the other members of the RBC Dominion Securities Wealth Management team, coupled with individual or corporate perspectives, to produce customized Investment Policy Statements (IPS) for each client.

Desmond is PIM  licensed (Private Investment Management), taking advantage of the ability to have both discretionary and advisory relationships with the same client. This gives clients an advantage and the right choice for their investments.

Desmond is licensed to trade options and derivatives, and as a Life-Licensed Agent, he is qualified to advise clients on tax-deferral and complex estate planning strategies through the use of life insurance. Desmond holds the Canadian Investment Management (CIM) designation, and is a Fellow of the Canadian Securities Institute (FCSI).

Born and raised 14 miles east of Belfast in County Down N. Ireland, Desmond moved to Guelph Ontario in 1982. He is a dedicated follower of football (soccer), Formula 1 and more recently the joys of ballroom dancing. He golfs for the exercise only.

Mimi Ramadan

Portfolio Manager, Investment & Wealth Advisor

519-822-1910 | Email me
519-400-4580 | LinkedIn
519-822-1982
1-800-461-0924


With over 22 years of banking and investment experience with RBC Royal Bank and BMO Bank of Montreal, Mimi is dedicated to delivering expert wealth management advice and knowledge to clients.  Mimi's clients benefit from her ongoing professional development and truly comprehensive expertise in wealth management and financial planning as they transition their wealth through various life stages, including the transition from working to retirement.
 
Mimi graduated with a degree in Economics and has the designation of Private Investment Management & Wealth Advisory (Discretionary Investment Manager), Investment Counsellor with RBC Private Counsel (USA) Inc. & Certified Investment Manager.

 Finished her Professional Financial Planning course through the Canadian Securities Institute, the Portfolio Management Technique & Advanced Investment Strategies courses and the Canadian Securities course. She manages medium to long-term investment solutions which include: Managed Money, Fee-Based and Discretionary Investments Solutions, Financial Planning, Retirement Planning, and Estate Planning.

 

Desmond and Mimi understand that wealth refers to more than just one's finances. It also includes a sense of prosperity and well-being in the communities in which they  live and work.

Through the Community events they support and the organizations they partner with, RBC Wealth Management is helping their clients thrive and communities prosper through their dedication to Women and Youth, Arts,  Sports and Sustainability.