I employ a system called "Total Wealth Management" whereby I first consider all aspects of your of your financial situation. I look closely at all of the following:
- Your long-term return objectives
- Your risk tolerance
- Your personal investment time horizon
- Your current and future need for liquidity
- Your current and future lifestyle requirements
- Your tax situation
- Your family situation and any other unique needs and circumstances
With an accurate financial profile in hand, I craft a comprehensive plan that covers investments, financial and estate planning. I then establish guiding principles for your personal investment strategy in a document we call Investment Policy Statement.
