I employ a system called "Total Wealth Management" whereby I first consider all aspects of your of your financial situation. I look closely at all of the following:

  • Your long-term return objectives
  • Your risk tolerance
  • Your personal investment time horizon
  • Your current and future need for liquidity
  • Your current and future lifestyle requirements
  • Your tax situation
  • Your family situation and any other unique needs and circumstances

With an accurate financial profile in hand, I craft a comprehensive plan that covers investments, financial and estate planning. I then establish guiding principles for your personal investment strategy in a document we call Investment Policy Statement.