Investing used to be easy

Aug 20, 2019 |Alan MacDonald
In 1996, the annualized minimum wage in Ontario was $14,248. The 10-year government bond yield was 6.4%. Doing the math, you need $222, 625 (about 16 years of earnings) in savings to earn a completely guaranteed equivalent to minimum wage. In 2019, the...
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Market Timing: It may not matter as much as you think

Apr 16, 2019 |Tim Corney, CFA

Over the years we have had many conversations with investors about investment timing, in an attempt to tackle the question of when is the optimal time to put new money to work in portfolios.

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Ten reasons to love dividend investing

Apr 01, 2019 |John Heinzl -Investment Reporter

Dividend investing isn’t the only strategy that works, but I believe it is one of the simplest and most effective ways for small investors to build wealth. I hear from people all the time who have used the dividend approach with excellent results.

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Federal budget 2019: Key tax measures that have a direct impact on you

Mar 21, 2019 |RBC Wealth Management

RBC Wealth Management Services analyzes the latest pre-election proposed tax measures, and the effect they may have on you.

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Making Sense of 2018

Jan 30, 2019 |Alan MacDonald

Here are the results from around the world in 2018 was a tough year for markets, including the fixed income markets (preferred shares in particular).

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Winning The Investment Game

Dec 13, 2018 |Alan MacDonald

But if short-term results are not always in your favour – how do you judge whether you have the right portfolio? There must be some type of criteria that can be used outside of whatever happened in the market yesterday.

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Growth means complexity

Oct 30, 2018 |Alan MacDonald

Our longing for simpler days isn’t just a personal thing. Some might argue that Donald Trump convinced about half of the U.S. population that they are living in the worst time in U.S. history. And in spite of a dramatic increase in living standards,

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Financial Planning versus the Reptilian Brain

Jul 19, 2018 |Investment Committee

When America was reeling from Pearl Harbor. Gold would appear a safe bet in such a time, but $10,000 invested in gold back then would give you $400,000 today – somewhat less than the rate of inflation...stocks would deliver about $51,000,000

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Solving The Wrong Problem

Jun 13, 2018 |Investment Committee

But, as warren Buffett has pointed out on more than one occasion, this conventional definition of risk taught in business schools, and how risk is normally measured in a portfolio – is wrong. Volatility and risk are two different and important issues

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Investment Bubbles - Can They Be spotted?

May 14, 2018 |Alan MacDonald

while bubbles are self-evident in retrospect, they are very difficult to see in the moment, particularly if you accept rising prices as evidence of value. A clue in the recent case of Bitcoin would be that only 8% of Bitcoin owners said they bought

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