February Update: Economic context and planning considerations

As we move through February, this is a good point in the year to pause, revisit key planning items, and provide perspective on the current market and economic backdrop. Periods of uncertainty tend to reward discipline, patience, and a focus on long-term fundamentals rather than short-term headlines.

 

The future is here … and gathering speed: Global Insight 2026 Outlook

Looking ahead to the next year is a necessary exercise for investors, but it’s even more useful to focus on investment themes that can endure for years or even decades. AI and other revolutionary technologies could be the main economic theme for years if not decades to come, spurring on faster productivity growth and potentially offsetting some of the demographic headwinds that will intensify.

Thinking over such long durations is valuable: a broad aperture is a better match for the average investor’s time horizon than the more frenetic year-to-year or even day-to-day analysis that usually prevails. Doing so helps to separate the wheat from the chaff: it is the macro themes that stick around for decades that arguably matter the most.

While future market leadership may look different from past, we continue to maintain a disciplined, diversified and a long-term focused approach.

Click here to read the full report.

 

Registered Account Planning: RRSPs, TFSAs, RESPs, and FHSAs

The beginning of the year offers an opportunity to contribute to registered accounts earlier, allowing more time for tax-advantaged compounding, particularly for longer-term goals.

With the RRSP contribution deadline approaching, now is an appropriate time to review contribution levels and ensure they align with your overall tax situation and cash-flow planning. March 2, 2026, marks the deadline for RRSP contributions applicable to the 2025 tax year. Contribution decisions should always be evaluated in the context of your broader financial plan rather than in isolation.

 

 

Seasonal Snapshot: Winter by the Numbers

Just a fun reminder of season we’re navigating!

January 2026 became Ontario’s snowiest January on record since Environment Canada began keeping data in 1937, with totals well above normal and a single storm dumping over 60 cm of snow in parts of Toronto.

 

As always, our aim is to provide clarity, perspective, and thoughtful guidance so you can make informed decisions and stay on track toward your long-term goals. If you have any questions, please feel free to reach out. We’re always happy to hear from you.

Lisa Thompson Family Wealth