Everything you need to know about estate planning

Proper estate planning requires careful consideration of many factors: reducing taxes, providing for loved ones, passing on assets in an orderly fashion, creating a charitable legacy and more.

Better understand your choices and make informed decisions with our complimentary estate planning guide.

It will help you understand important topics such as:

  • Having valid and current Wills for all adults in the family
  • Evaluating insurance coverage
  • Understanding ownership structures (i.e. the use of Joint Tenancy agreements)
  • Realizing advanced estate-planning opportunities (i.e. the use of Living Trusts)
  • Planning charitable gifts

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Helping your family settle your estate

The last thing you want your loved ones worrying about is tracking down records of assets, accounts, policies, liabilities, legal contracts, and other documents required to settle your estate.

The Family Inventory checklist gathers all the necessary documents and details in one place to help ensure all assets are accounted for and considered, and that your loved ones are taken care of. In particular, the checklist will help your beneficiaries:

  • Locate necessary documents
  • Identify professional advisors
  • Estimate the value of personal assets
  • Consolidate a record of personal and business investments
  • Itemize real estate, life insurance and pension plan information
  • Keep track of the latest Wills and Powers of Attorney

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Asset protection, wealth transfer and estate settlement solutions

A Will and estate plan can be more than a set of directions for executors and loved ones; proactive estate planning can provide the peace of mind knowing that your wishes will be carried out and your loved ones taken care of.

Our estate planning solutions could be ideal if you need help:

  • Investing your assets while guaranteeing a payout for your beneficiaries
  • Maximizing the wealth you pass on to your loved one through tax-minimization strategies
  • Replacing your income in the event of a disability, critical illness or long-term care situation
  • Transferring your wealth to your beneficiaries tax efficiently
  • Providing liquidity to help meet the tax obligations and costs associated with settling your estate
  • Determining the most effective way to give to the charitable causes you support
  • Managing executor or Power of Attorney duties

To learn more about protecting and transferring wealth, please contact us.

Maximizing the value of your estate

From reducing taxes to ensuring your wealth transfer goes through smoothly for your loved ones, there are several strategies to build a careful estate plan custom to your situation, and we can help.

Watch this video and discover several tips for creating a tax-smart estate plan.

Achieve and maintain a comfortable retirement

Whether you're years away from retiring, close to retirement or already retired, a comprehensive plan and expert advice are critical in building and protecting your retirement dream.

We're there every step of the way, delivering the strategies, service and solutions that you may need to help achieve or maintain a comfortable retirement.

Our retirement planning solutions can be ideal if you need help:

  • Projecting your retirement needs and the steps required to achieve them
  • Creating diversified, tax-efficient retirement income with your nest egg
  • Protecting your wealth with the right balance of risk and reward
  • Keeping track of your savings goals and portfolio performance
  • Considering the tax advantages of holding certain investments outside of an RRSP
  • Planning when to withdraw from your investment accounts tax-efficiently
  • Designing a tax-smart estate plan for a quick and efficient transfer to your loved ones
  • Safeguarding personal assets and your family's lifestyle from adverse events
  • Building an enduring legacy with your capital, time and passion
  • Planning family income-splitting strategies

To learn more, please contact us.

Expanding your retirement income stream

When it comes to maintaining a comfortable retirement, income could be an important part of your plan. With expert advice and smart solutions, you can convert your nest egg into regular, tax-efficient retirement income.

Watch this video to learn about several strategies for generating regular income while managing risk.