This year, markets are being reminded of a simple truth: money is no longer free.
Recent volatility in Japan’s bond market isn’t about Japan alone. It reflects a broader shift taking place across the global financial system after decades of ultra-low interest rates.
When even the world’s historically cheapest borrower begins to face meaningfully higher costs, investors everywhere are forced to reassess risk, return and long-term assumptions.
The Year Ahead 2026: Optimism with Footnotes | Bill Gates
Bill Gates starts 2026 with a thoughtful outlook that frames the year as one that could lay the groundwork for decades of progress and enduring challenges.
I am still an optimist because I see what innovation accelerated by artificial intelligence will bring. But these days, my optimism comes with footnotes.
The U.S Sphere of Influence Is Bigger Than It Looks
Considering the current geopolitical instability, John Authers provides a unique perspective on the shift of global order and the spheres of influence. This is crucial to understanding the nuance of global power dynamics that shift long-term capital flows.
The Boring Habits That Beat Most “Biohacks”
As new year resolutions are in full swing and new habits are formed, sometimes the most meaningful change happens when you refine your most basic, boring habits.
Most meaningful health improvement happens long before optimization enters the picture… That isn’t an argument against curiosity or refinement, but rather for earning the steep part of the curve first.
Lauer Private Wealth at RBC serves a select group of very-high-net-worth families navigating increasing financial complexity.
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“They introduced us to a more refined set of opportunities, including select private market strategies that aligned with our long-term objectives.”
Client -- Principal, Engineering Firm
Works cited: Bloomberg, ChatGPT, Dr.Noc, PHD., GatesNotes, Substack, The Daily Shot.