While affordability remains an uphill battle, the real story lies in the shifting demographics shaping the Canadian housing market. Population growth driven by record-high immigration is creating unprecedented demand, particularly in major urban centers. This surge in new households, alongside tight housing supply, underscores the evolving dynamics of the market. The interplay between demographic trends and housing supply could hold the key to Canada’s long-term market stability.
The Federal Reserve: The Matchmaker of Market Momentum
The Federal Reserve’s interest rate cuts have injected fresh energy into the corporate world, sparking a surge in M&A and IPO activity. With lower borrowing costs and tighter credit spreads, companies are seizing the opportunity to strike strategic deals and go public. This wave of activity reflects growing investor confidence and an improving economic outlook—setting the stage for a dynamic season of corporate growth.
Corporate Executives: The Boardroom Olympians
Corporate leaders are no strangers to endurance feats, and according to Loehr and Schwartz, the secret to success is training like an athlete. It’s not just about managing time—it’s about energy: physical vigor, emotional balance, mental clarity, and spiritual alignment. Think of it as the corporate decathlon where the gold medal is sustained performance—and nobody wins by running on empty.
CRA’s 2025 Updates: A Latte-Sized Perk for Retirees
The CRA’s 2025 adjustments to tax brackets, CPP, and OAS offer retirees a little extra room in their coffee budgets. Meanwhile, RRSP and TFSA contribution limits are increasing, giving you more room to grow those golden nest eggs. Inflation adjustments on tax credits aim to keep deductions relevant—because who wants outdated tax breaks? Staying informed isn’t just smart—it’s essential for your financial freedom.
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Works cited: Apollo Global Management, ChatGPT, Financial Post, Harvard Business Review, National Bank.