“A goal without a plan is a wish. We help our clients create and follow a plan so their wishes come true"

- Josh Opheim

Our privilege to do what we do is strictly provided by the relationships we build with people like you.  We want you to be confident, when choosing us as your advisor, that we can handle the complexities that come with your wealth and your situation and that we have all the team members and resources to help you achieve your personal financial goals.

We want you to have a clear understanding of what we will do with your money, and base our investment process on four fundamental rules: maintaining objectivity, managing risks, tax-smart investing, and understanding fees matter. We understand that it's important you have an understanding what is going on in the markets, your account and the strategies we implement, so we ensure we engage in ongoing financial literacy with you so you can understand what we are doing and why.

Please explore our site to learn more about how we help people like you or contact us if you have any questions.

Josh Opheim - Investment Advisor & Assistant Branch Manager

Recent Posts

Selling Your Business

Sep 13, 2018

When selling your business, there is more than the purchase price to consider; the real bottom line is the after-tax funds you retain after the sale. Tax planning ahead of time may offer you more flexibility in negotiating the terms of the sale.

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If you own an active business through a private Canadian corporation, you may find the following non-exhaustive tax planning checklist helpful.

Tax Planning Checklist for the Owner-Manager

Aug 24, 2018

Consider employing lower income earning family members and paying them a salary or bonus that is reasonable based on the services they perform for the business. This may allow you to take advantage of their lower marginal tax rate as well as create

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