Webinar: Wealth Management in Volatile Times

For individuals, families and business owners, this webinar event will explore planning opportunities that may be helpful during periods of change and volatility.

During this session, two of our leading specialists will discuss a selection of relevant and timely tax, estate and financial planning topics, and walk through specific strategies that may be effective in managing overall financial well-being, now and for the long-term.

Click here to access the recording.

Everything you wanted to know about ETFs but were afraid to ask - with Fraser Coburn

We were pleased to present Fraser Coburn, Vice President and ETF Leader, BlackRock Canada, in the first of a series of sessions on topics that are top of mind with investors.

In this session, we learn:
• What are the benefits of ETFs?
• How might you use them in your portfolio?
• What are the costs?

We also looked at factor investing and why it’s been growing in popularity.

Click here to access the recording of the event

To access the recording, use this password: RBCgam2020

Stratégies de planification fiscale pour les contribuables à revenu élevé

Selon votre province de résidence, vous pourriez être assujetti à un taux d’imposition de 50 % ou plus lorsque votre revenu excède le seuil fixé.

Découvrez plusieurs stratégies fiscalement avantageuses de planification patrimoniale.

 

More time at home, more time for Estate planning...?

As we speak to clients these past few months during the stay at home period we find more and more are finding unique ways to pass the time: online bridge, cleaning out garages, organizing bookshelves, learning to cook…there have been a variety of tasks that had been put away to do one day in the future and that future is now.

One task that you may also have put aside to deal with “in the future” may have been your estate planning. Having an up to date Will, an updated Protective Mandate and Power of Attorney are all documents best prepared when you have the time to concentrate on these important issues. Perhaps that time has come for you?

Our partners at Royal trust can assist in this endeavor should you need a corporate liquidator for your Will, an agent for liquidator (where they will assist a liquidator with most of the paperwork) or a mandatory for property (financial assets, bill paying, taxes, etc) in the case of protective mandates and Powers of Attorneys. The attached article answer some of these related questions that you may have on all of these topics.

If you would lie an introduction to one of our partners at Royal Trust please give Mauricio or I a call and we would be pleased to help you get the ball rolling. There is no time like the present!

Click here for the full article from the Royal Trust.

John Archer

Protection Mandate: Not to be forgotten

Over the past few weeks and months, we have been hearing a lot about deaths and estates. However, we must not forget a major aspect of our personal financial planning: the protection mandate.

Who will take care of your personal needs, your medical care, your food, your clothing? Who will pay your bills, prepare and file your income tax returns, and manage your property and investments? It is important to carefully consider these aspects and to have the right people in the role of Mandatary for Property and Person.

In addition, we remind you that if you are currently acting as an agent for your parents or a loved one, it is possible to appoint the Royal Trust as Agent to the Mandatary for Property and thus free yourself from financial tasks (which can often cause a lot of tension in a family) and  focus your energy on the more human and demanding tasks of the Mandatary for Person. 

Click here to access a description of the services from our partners at Royal Trust, as well as a summary of the range of tasks associated with the role of Mandatary for Property.

Planning your digital afterlife: Royal Trust Digital Footprint Legacy Management

Do you ever wonder what will happen to your digital assets (emails, texts, passwords, social media) once you are gone?

For example, who might be responsible for their archiving or their deletion, if required? The attached article from our partners at Royal Trust addresses this issue and how your liquidator or Agent for Liquidator might address these concerns on your behalf.

Click here to open the article.