In Collaboration With
Financial Planning Specialist
Albert attended the University of Waterloo where he completed a Bachelor of Science degree in Science and Business and a Masters of Accounting degree. He is a Chartered Accountant and spent the last 10 years with a large public accounting firm where he rose to the position of Senior Tax Manager. Prior to joining RBC, Albert focused on providing professional services to an array of clients, from individuals and their owner-managed businesses to publicly owned entities.
Albert is a member of the Canadian Institute of Chartered Accountants, Institute of Chartered Accountants of Ontario and has completed as well as tutored the Canadian Institute of Chartered Accountants' In-Depth Tax Courses.
Albert believes that planning is critical to helping people meet their financial objectives. As a Financial Planning Specialist at RBC Wealth Management Services, Albert's role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.
Prior to joining RBC Dominion Securities, Phil held a role with an Investment firm where he focused in investment policy statement preparation and financial planning. His experience includes incorporating a holistic wealth management approach, with focus given to cash flow management, investments, retirement and estate planning, insurance needs and tax planning strategies.
Phil's academic and professional qualifications include an Economics Degree from the University of Western Ontario, and Diplomas in Finance & Insurance from Fanshawe College in London, Ontario. Phil is a Certified Financial Planner, Fellow of the Canadian Securities Institute, and holds Financial Management Advisor and Canadian Investment Manager Designations.
As sound financial plan is an investment in your future. Phil guides clients through a comprehensive financial planning process to deliver a tailored, overall strategy designed to satisfy immediate concerns, as well as long-term security.
Estate Planning Specialist
Rick began his career in the insurance industry in 1982 and is an expert in his field. He has acquired the Chartered Life Underwriter (CLU), Chartered Financial Consultant (CH.F.C) and Registered Trust and Estate Practioner (TEP). Rick can identify and recommend creative, tax-exempt insurance strategies. Rick focuses on both personal and corporate insurance needs to increase your net worth and reduce the impact of taxation.
Will & Estate Consultant B.A., LL.B.
Shannon worked in private practice for 10 years before joining RBC in 2010. She specialized in the areas of Wills and estate planning, estate administration and real estate. Shannon graduated from the University of Guelph with a Honours B.A. and received her LLB from the University of Toronto in 1998. She is a Member of the Law Society of Upper Canada, the Canadian Bar Association Estates Section (Ontario) and the Oxford Law Society. Shannon provides a complimentary Will and Estate Planning consolation to clients who have accumulated their wealth and are looking for ways to structure their estate in an efficient and tax-effective manner. She will provide you with a report outlining various estate planning issues for you to explore in future detail with your own lawyer or accountant. Shannon lives in Woodstock, Ontario with her husband and three kids.
Senior Estate & Trust Advisor, TEP, STI, MTI
As an estate and trust advisor, Susan MacDonald has been serving clients throughout Western Ontario for over two decades. Susan has continued to deepen her knowledge and expertise with key industry designations such as Member, Trust Institute and Trust Institute.
Susan works with your Dominion Securities advisor, families and businesses to provide a customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets or arranging to assist with Power of Attorney responsibilities, Susan brings the necessary skill set to provide you with the best possible solution.