The current minimum wage in Ontario is around 14 bucks right? Seems like a lot to those who were flipping burgers, landscaping, or guarding swimming pools when they were younger. Now that you are in the throes of a fruitful career, and raising a family, it would be hard to make it work on such a paltry amount right. Well.....have a look at this chart.
It turns out, that getting 14 bucks an hour when you are retired, requires quite a bit of savings in the meantime. Check your investment balances.....