Are You Partnering with the Right Wealth Management Team?
Partnering with the right financial advisor can create a positive outcome for your financial future. At Marsh Wealth Management Group of RBC Dominion Securities we understand that you have invested considerable time and hard work to accumulate your wealth. Here are some important questions to ask when choosing the right financial advisor.
What is their experience and do they have a process? Experience, holding advanced degrees and designations are all assets. However, successful financial advisors have their own planning process that
begins with you, not a pre-packaged solution. At Marsh Wealth Management Group of RBC Dominion Securities, we take the time to listen and learn what is important to you as we develop a long-term relationship. Communication between our team, your family and your other professionals goes far beyond progress reviews. We start with a written service commitment, a high level overview of your assets and then create a financial plan that is implemented over 2 years. We don’t stop here! We implement a schedule to review your investments on a regular basis together in person.
What kinds of clients do they specialize in and how many? Work with an advisor that spends most of their time working with people just like you. If you are in your 60s and selling a successful business, you will require the focused time and expertise of your financial advisor. An advisor with 800 clients whose average age is 35 may not be the best choice for you. Ask for client and professional references (such as accountants or lawyers) and call them.
How are they compensated? Are there additional costs for financial planning? Be sure you understand the various ways advisors can be compensated. We believe in a fee-only structure, where compensation is based on a percent of the assets managed. Our clients receive clearly documented details of the compensation we receive for managing their financial future. Is your financial advisor focused on the quality of advice you receive? We work in conjunction with your other professionals to deliver a plan that focuses on your needs. There are no additional costs for delivering a financial plan with our team.
Are they legally bound to act in your best interests? This is the fiduciary responsibility of a Portfolio Manager. Our team uses an Investment Policy Statement – a written document that sets out parameters of how your investments will be managed – that allows us to build a portfolio custom to your needs. As a Portfolio Manager, I am able to create your portfolio in a discretionary account where we can conduct transactions without your trade by trade approval.
We’ve kept our client base to a limited amount so that we can provide consistent results and a high level of service to the local families and business owners with whom we work with. Please find below a list of current client and professional testimonials.
We moved our investment portfolio to Marsh Wealth Management a little over a year ago. In this time we have experienced the difference it makes having a professional consider all of the aspects of estate planning – our portfolio, wills, testamentary trusts, and retirement planning. Jenn and her team are very thorough. Moving your portfolio is a daunting decision, we are extremely pleased we did. On a personal note we take great comfort knowing that if something were to happen to either of us, our family would have complete confidence in Jenn’s ability. She is not only concerned with managing our portfolio, Jenn has proven to be genuinely concerned with our family.
- Michael & Denise Marcotte, Business Owners, The Italian Table and Prime Catering – Lethbridge, AB
"We have known Jenn Marsh since 2002. Over time she has expanded her credentials making her advice more and more valuable. Recently Jenn has spent much time directing us in our Estate Planning. We feel fortunate to have her manage our portfolio to the degree in which we have a very comfortable plan that works well for us. Her team are very friendly and helpful, making us welcome with each visit - thank you Nicola and Mineko. We have recommended Jenn to both family and friends. Thanks Jenn."
- Roger & Cecile Jespersen, Farmers – Taber, AB
"It’s quite a transition going from actively controlling your own bottom line, to trusting someone else to be part of that equation. We feel so fortunate to have Jenn help us manage our portfolio since we retired from the farm. We knew a little bit about investing, but not enough to feel confident, and placing our trust in this team was a great decision. We feel fortunate to have found someone so experienced and well accredited. Investing with Marsh Wealth gives us more options and a quicker response to the markets. Our relationship is based on a mutual respect, and of course, a common goal to safely earn as much benefit as we can, while still be mindful of our obligations; taxes, charitable giving, and one day, hopefully, leaving behind a healthy estate. Jenn keeps us up to speed, not just on our investments, she also has invited us to hear industry leaders speak, provided us with information on estate planning, and didn’t hesitate to meet and work with our accountant. At Marsh Wealth Management Group, they want you to be 100% satisfied with your investment experience, and as clients, we feel they are doing their very best to make that happen."
- John & Lisa Huvenaars, Farmers – Vauxhall, AB
"Jenn and her team are the epitome of professionalism, honesty and integrity. We have never felt so appreciated and comfortable with anyone else. We know that our portfolio is being monitored closely, giving us a great level of confidence in our investments than we have ever experienced in the past. We would highly recommend Jenn Marsh and her team"
- Dave & Tammy Jackson, Business Owners – Lethbridge, AB
"As a local business owner that supports the community, I was looking for a professional financial team that not only could take the stress of managing my finances, but a team that also gave back to the community and supported their clients. The Marsh Wealth Management team does exactly that. I don't have to worry as they are professionals in their industry and I certainly appreciate their support in my business and in the community – working together makes us all better."
- Vicky Vanden Hoek, Business Owner – Lethbridge, AB
“We get a good, safe and consistent return on our investments with Jenn. We are very pleased with our results over the past 10 years. The service is second to none.”
- Ken and Kim Kultgen, Farmers – Foremost, AB
“Just a note from Chick Hill to thank Jenn and her team for careful, diligent and capable management of my funds. The proof is in the numbers.”
- Chick Hill, Farmer – Lethbridge, AB
“Jenn Marsh and her team have provided us with years of valuable financial advice. Jenn is always focused on our long term objectives and consistently provides first rate service. We are pleased to recommend her to prospective clients.”
- Rick and Lynda Bergen, Business Owners – Taber, AB
"Jenn Marsh has been our advisor for 7 years now. The advice and friendly service that she provides us is second to none. She always puts her client’s needs first and is very good at explaining the progress of our financial plan. She is very giving and takes part in giving back to the community. We would not hesitate to recommend Jenn Marsh as a qualified and experienced advisor."
- Dr Phil Braithwaite
"Jenn Marsh of RBC Dominion Securities has been our Financial Advisor for many years. We initially dealt with Jenn before she joined RBC. We stayed with the other firm for a while and became very disappointed in the way they did business. We realized the missing link was Jenn. Jenn has always made us aware of what the next move was and why Jenn felt it was necessary. Jenn keeps very aware of the markets and the world situations that would affect us. Jenn’s first mission is to be sure that her clients are 100% satisfied with the results they are receiving. Jenn is always contacting us and keeps us aware of what is happening and herself aware of how we feel with what is happening with our investments. Jenn has never disappointed us in her advice and knowledge. We would definitely recommend Jenn Marsh to anyone who is seeking a Financial Advisor – she will definitely not disappoint you."
- Tom & Donna Trenerry
"At RBC Dominion Securities, we pride ourselves in providing a comprehensive wealth management experience that is tailored to our clients’ individual needs. Jenn Marsh, Vice President & Portfolio Manager, and her associate Nicola Bergin, share our commitment to a high level of service and care, working closely with clients to create customized wealth management solutions to achieve personal and financial goals and protect your wealth.
"Planning your financial future has become more complex in recent years, and you need an advisor that truly understands your financial situation. Jenn comes from a farming background and enjoys helping clients in the agricultural industry reach their long-term goals. In addition to creating personalized wealth management strategies, Jenn also has completed a Professional Financial Planning course through the Canadian Securities Institute and has various designations including her Canadian Investment Management (CIM) and Certified Professional Consultant on Aging (CPCA).
RBC Dominion Securities has been providing professional wealth management advice to affluent and high net worth Canadians since 1901. By working with Jenn and her team, you benefit from the breadth and stability of a large global organization while maintaining the personal connection and accountability of a small entrepreneurial team. I encourage you to meet with Jenn to discuss your wealth management needs."
— David Agnew, CEO, RBC Wealth Management Canada
Please contact our office at (403)382-3820 to schedule an appointment or by email email@example.com