Insured retirement plan

Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs) are arguably the most popular way to save for retirement. But they are not the only way. To enhance your retirement strategy, consider the Insured Retirement Plan (IRP). Click here to learn more.

Create wealth and maximize your estate with tax-exempt life insurance

Life insurance has always provided a solid foundation in any financial plan. It provides protection for you and your family in the event of a disastrous situation, and has come to be regarded as a necessary expense in hedging the risk of future financial loss. Have you also considered that life insurance can be another asset within your overall portfolio? Click here to learn more.

The three uses of life insurance

There are three opportunities to utilize insurance in the process of generating a financial or estate plan. Insurance can be used to bridge gaps in your current financial plan during your working and retirement years, and to help create an estate plan for the efficient distribution of your assets. Insurance also plays a key role in risk management. It resolves issues around the risk of a premature death and the effect this has on wealth creation. Insurance also addresses the risk of estate shrinkage on death due to capital gains and income tax liabilities. Lastly, insurance eliminates current taxation on pools of capital exposed to taxes on fixed-income investments. Click on the link to learn more.