Built for People Whose Wealth Has Outgrown Simple Solutions
We serve successful families navigating real complexity: corporate structures, multiple entities, concentrated positions, real estate exposure, complex tax planning, succession decisions, and multi-generational estate planning.
Many clients also have exposure to private deals, operating companies, or resource-sector equity. Concentration risk and tax sequencing matter more than most people expect.
Who We Serve Best
Business Owners and Founders
Pre and post liquidity events. Corporate surplus management and tax-aware investing. Succession and exit planning coordination. Credit, cash flow, and balance sheet structuring.
Your wealth was likely created by concentrating time, energy, and risk. Preserving it requires structure, coordination, and a clear plan for taxes, liquidity, and legacy.
Multi-Generational Families
Estate, trust, and incapacity planning coordination. Philanthropy and legacy planning. Governance, communication, and family alignment.
With meaningful wealth, complexity increases. Without governance, communication, and coordinated planning, outcomes become accidental.
Senior Executives
RSUs, options, and compensation planning. Concentrated positions and diversification planning. Cross-border or multi-jurisdiction complexity when applicable. Retirement planning and pension integration.
High income and complex compensation can create hidden tax exposure and concentration risk. We align cash flow, portfolio strategy, and long-term planning into one coordinated system.
Professionals with Incorporated Practices
Corporate surplus and integration with personal planning. Insurance planning and risk management alignment. Education funding and family cash flow planning.
Your practice is an asset. We help you manage both sides of the balance sheet with the same discipline.
When Clients Typically Reach Out:
• A business sale or liquidity event on the horizon
• Retirement within 3-5 years
• A large inheritance or windfall
• Concentrated stock exposure (eg., more than 20% of net worth in a single position)
• Major compensation events (RSU vest, bonus, equity grant)
• Multiple entities and corporate structures requiring coordination
• Family complexity (divorce, estate settlement, blended families)
• A desire to consolidate and simplify reporting and decision-making
If you are dealing with more than one of these simultaneously, coordination becomes essential.
What We Help Solve
We help client reduce concentration risk without triggering avoidable tax bills or selling at the wrong time. We work on improving after-tax outcomes through disciplined tax-loss harvesting, charitable giving, and income sequencing. We design resilient retirement income that adapts to market conditions and minimizes longevity risk.
For families with multiple advisors, we align estate, insurance, and philanthropy so your legacy plan is not fragmented. We help maintain discipline through volatility with systematic rebalancing and behavioural guardrails. And we build governance that outlives any one individual, so your family has a system rather than just a collection of accounts.
Not a Fit:
• You are seeking transactional product advice or frequent trading ideas
• You want to outsource thinking entirely, without participating in decisions and governance
• Your primary decision criteria is the lowest sticker fee
• You measure success only by short-term performance
We are direct about fit to save time and protect outcomes for both sides.
Quick Fit Check:
• Is there at least one high-stakes decision coming up in the next 6 to 18 months?
• Is your wealth spread across multiple accounts, entities, or asset types?
• Would a clear investment policy reduce stress and mistakes?
• Do you value planning that is aligned with your accountant and lawyer?
If you answered yes to two or more, we should talk.
What to Expect:
Private Intro Call (30 min)
Confirm fit and urgency. Identify the highest-stakes decision in front of you. Outline what the first 30 days would look like. Discuss how fees work.
Discovery and Design (Weeks 4-8)
Balance sheet and cash flow mapping. Risk inventory across concentration, liquidity, tax, and liabilities. Goal definition using myGPS scenario projections. Draft Investment Policy and coordinated action plan.
Implementation and Ongoing Stewardship
Portfolio construction aligned to policy. Transition management for existing holdings. Quarterly and annual reviews with a consistent agenda. Plan updates when life changes, markets change, or legislation changes.
Simple First Step
A first conversation is designed to be practical, not a sales pitch. We will confirm fit, identify the decision you are trying to make, and outline clear next steps.
Book a Private Intro Call
