Private Investment Management (PIM)

 

 

 

One of the biggest challenges facing investors is the natural, yet counter-productive, emotional response to the inevitable ups and downs of the stock markets. Horsburgh Belton Wealth Management of RBC Dominion Securities takes a disciplined, systematic approach that avoids this type of emotional investing.

Private Investment Management is our premium level of discretionary wealth management. It is designed to free you from the day-to-day details of managing your wealth, so you can pursue your own personal and professional goals. Horsburgh Belton Wealth Management of RBC Dominion Securities offers you a completely customized portfolio built from the ground up based on factors such as your growth requirements, income needs and risk tolerance.

While we provide our clients with a range of investment options, only a select group of advisors are able to offer portfolio management services through Private Investment Management. We are rules based investors, hunches and tips are not part of our process. We subscribe to and personally pay for independent research sources to assist us in our investment making process.

As discretionary Portfolio Managers, we can take advantage of investment opportunities quickly and efficiently because your approval is not required for every single transaction. A careful process involving strict guidelines, checks and balances, and formal reviews ensures that your portfolio is managed with the highest standards of ethics and professionalism.

Financial Planning

We understand that investments are only a small part of your overall plan to:

  • Save for Retirement
  • Sell Your Business
  • Create a Legacy Through Charitable Gifts
  • Build and Transfer Your Estate
  • Help With a Loved One’s Education
  • Enjoy Your Wealth

A comprehensive financial plan can be built from a detailed analysis of your current situation and explores opportunities that will ensure you are on the right course. With the help of our accredited financial planning experts, we will provide you with a plan that maps out tax-efficient strategies to achieve your goals.

Tax-Efficient Strategies

For many of our clients, implementing tax-effective strategies to maximize their wealth is an important part of their wealth management plan. Working closely with your accountants and lawyers along with complimentary services of our dedicated financial planning experts, we help:

  • Preserve Our Clients’ Current Wealth
  • Integrate Business and Personal Tax Strategies
  • Maximize After-Tax Retirement Income
  • Protect the Value of Their Estate for the Future

Insurance Solutions

Integrating insurance solutions into a wealth management plan is about more than a life insurance policy. Depending on each client’s unique situation our insurance specialists can develop strategies that:

  • Protect Your Wealth From the Unexpected Financial Burden of Illness or Accidents
  • Benefit From Personal and Corporate Tax Savings
  • Build Wealth for Your Estate or a Charitable Contribution
  • Minimize the Impact of Taxes on Your Estate

Will & Estate Planning

Our legal Will and Estate experts can help simplify the complex estate planning process so you don’t have to make any compromises to your legacy. With a complimentary consultation, our team can help address your estate planning concerns and objectives, and recommend the steps you need to take to achieve your goals. Whether it’s updating your Will or creating one from scratch, establishing a trust for your loved ones, or setting up a charitable foundation, we can incorporate tax-efficient strategies to your plan.