Steve Wiffen- Estate Planning Specialist
For 30+ years, Steve has helped families and business owners develop a framework using integrated wealth planning solutions. Clients and their advisors trust Steve’s ability and expertise to develop a solution based on client-centred needs and a values-based approach.
Steve examines insurance planning differently and recognizes that each client situation is unique. His approach is to plan first and then educate clients about their options, so they can make an informed choice best suited to their goals and objectives. Whether it be protection needed during income-earning/business-building years, the preservation of capital or ability to transfer accumulated wealth, Steve is there to help implement a solution that addresses your personal and corporate needs in a tax-efficient manner.
Evaluating the various insurance offerings from Canada’s top-ranked insurance providers, Steve will work together with your professional advisors to ensure your receive high-quality, cost-effective insurance solutions.
Mark Skeggs- VP, Business Owner Specialist
As a Business Owner Specialist, High Net Worth Planning Services, Mark, together with our primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner. Mark is a Chartered Professional Accountant, Chartered Accountant, Certified Financial Planner, and a Trust and Estate Practitioner.
Prior to joining RBC, Mark spent over 14 years in the Private Company Services tax group of a Big 4 accounting firm in Toronto. Acting as a trusted business advisor for Ultra High Net Worth families, Mark was responsible for the creation and implementation of effective strategies for wealth preservation and accumulation in the context of tax, estate and succession planning for owner-managers of private companies, senior executives of public companies and professional athletes.
Shannon Row-Ewing- Will & Estate Consultant
She specializes in the areas of Wills & estate planning, estate administration and real estate.
Shannon graduated from the University of Guelph with an Honours B.A. and received her LLB from the University of Toronto in 1998. She is a Member of the Law Society of Upper Canada, the Canadian Bar Association Estates Section (Ontario) and the Oxford Law Society.
Shannon lives in Woodstock, with her husband and three kids.
Shannon works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, she will provide you with a report outlining various estate planning issues for you to explore in further detail with your own laywer or accountant.
Andrea Heard- Private Banker
Andrea Heard brings over 19 years of experience in the financial industry to her role. She provides strong relationship management skills to her high-net-worth client in Waterloo Region.
As your dedicated Private Banker, Ms. Heard will take the time to discover what is important to you and your family, as well as your personal financial goals. Along with her team, who include a Private Banking Associate and a Manager, Credit Structures, she will create a strategy and make recommendations on a plan of action that is right for each client situation.