Insights

Pension plan options when you leave your employer

July 16, 2025 |RBC Wealth Management

Many employers offer registered pension plans, which may be a defined benefit (DB) or defined contribution (DC) plan. If you’re a member of a pension plan, you’ll need to decide on what will happen to your pension after you leave your employer. This article...

Pension income splitting

August 19, 2024 |RBC Wealth Management

Many Canadian families may be able to reduce their total tax bill by having a higher income spouse allocate certain types of retirement income to a spouse who’s taxed at a lower rate.