Meet the Team

Gloria Spicer, PFP, FMA, FCSI

Investment & Wealth Advisor, Financial Planner

289-407-4355 | LinkedIn

905-358-3556

1-800-263-7117

With over 50 years in the wealth management practice, Gloria Spicer is a well versed investment advisor and Financial Planner that provides comprehensive access to a select range of top-tiered and superior investment services. A highly regarded alumni of the Canadian Institute of bankers, Gloria obtained her Personal Financial Planning diploma, correspondingly attaining a Certified Financial planner designation.

Gloria and her team of experts administer individually custom tailored investment and wealth management plans to best cater to the financial needs of her clients. Gloria works with high net-worth individuals to assess retirement, tax, insurance, estate planning, and investment tools that will most efficiently sustain and bolster wealth and help them achieve their financial goals. Gloria believes that trust is the basis of business and relationship with her clients. Earning the trust of generations of families over 50 years of experience and service with RBC, Gloria continues to enjoy growing relationships. Gloria’s experience in the investment industry has provided her with the opportunity to work with a variety of clients spanning across a wide range of industries. From working earnestly with high net worth families, all the way to helping medical professionals and corporations manage their wealth, Gloria is truly an industry veteran.

Gloria Minimizes the stress of financial success for women, families, high net worth professionals and corporations by responding quickly, sincerely caring and placing into action written plans and advice that best meet their needs. Gloria provides her clients with an unparalleled level of access to a select amount of investment products and services that will propel them to financial sustainability, growth and security.

Over the years, Gloria’s passion for continued growth has allowed her to achieve a select list of designations ranging from Certified Financial Planner (CFP), Personal Financial Planner (PFP), Financial Management Advisor (FMA) and Fellow of the Canadian Securities Institute (FCSI) 50 years of industry experience. In addition licensed to provide insurance solutions for estate/tax planning. Gloria’s entire career has been with RBC Financial Group, holding roles of ever increasing responsibility, servicing both corporate and individual clients. Immediately before joining RBC Wealth Management Dominion Securities Gloria held the role of Financial Planner assisting high net worth individuals in all areas of financial and estate planning.

Outside of work Gloria loves taking nature walks and speed walking across the Niagara region. Gloria loves living a healthy lifestyle, and works out with her daughter Dr. Kristy Bailey founder of FCP dermatology in downtown Toronto. Over the years Gloria has built such a great relationship with her clients, she has become their close and trusted friend, and regularly attends client family functions. Gloria will love to build that great relationship with you, book an appointment with Gloria today.

A team approach to professional wealth management

The RBC Wealth Management Services team works closely with us to provide strategies to help reduce your taxes, plan for your retirement and protect your legacy.

With over 250 highly accredited tax, legal and financial professionals, the industry-leading RBC Wealth Management Services team helps us provide the integrated wealth management solutions you would normally only expect to find at a family office acting for Canada's wealthiest families.

From comprehensive financial plans to guidance on complex tax and legal issues, this team of highly skilled specialists helps your Investment Advisors create an integrated family wealth management strategy, which can be implemented in coordination with your existing tax and legal advisors.

The team’s areas of expertise include:

Retirement planning: Helping you meet your retirement income goals and maximize your after-tax retirement income
Financial planning: Creating a comprehensive strategy to help you stay on track to meeting your financial and life goals
Taxation: Implementing strategies to help reduce your family’s tax burden
Business ownership planning: Helping you effectively transition from your business while reducing taxes and maximizing retirement assets
Estate and trusts: Efficiently transferring your wealth to the next generation
Insurance solutions: Providing financial security, tax reduction, enhanced retirement income and legacy protection
Charitable giving: Helping you maximize your charitable legacy

Our Extended Team

Sara Bond, BA (Hons), LL.B, LL.M

Will & Estate Consultant, Family Office Services, RBC Wealth Management

As a Will & Estate Consultant, Sara Bond provides comprehensive estate planning services which includes providing clients with an effcient estate plan. Sara is distinguished in her feld as an internationally recognized Trust and Estate Practitioner (TEP), a designation that displays her advanced knowledge and experience to identify and address developments in the trusts and
estates industry.
Following her call to the Bar, Sara has worked for major trust companies working in a variety of roles involving estate administration and estate planning. Prior to joining RBC, Sara’s last role was Senior Advisor- Planning and Advisory Services, where she advised clients on a variety of Wills, trusts, estate planning matters.
Sara obtained a Joint Honors Bachelor degree from York University, and graduated with a Bachelor of Laws from the University of Sussex, U.K. Sara has also completed a Master of Laws in taxation, from Osgoode Hall Law School, York University.
Sara is a member in good standing with the Law Society of Ontario, and is a member of the Ontario Bar Association, Trusts & Estates Law section.
Complimentary Will & Estate Planning consultation
In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Sara, a Will & Estate Consultant.
Sara works closely with your advisor to provide you with information on structuring your estate in an effcient and tax-effective manner. Following your meeting, Sara will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
To schedule a meeting with Sara Bond, please contact your advisor.

Suzanne Schultz, CPA, CA, CFP, CLU

Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.

Suzanne's focus is to protect and enhance family and business wealth. She is a trusted professional known for expert wealth management advice utilizing advanced, insurance-based tax and estate planning solutions.

Prior to RBC, Suzanne built her career at a major accounting firm and a boutique tax and estate planning firm. Along with professional designations, she has completed the CICA's In-Depth Tax Course. She was featured as an expert on BNN and HGTV's House Poor and has contributed to the Globe and Mail, National Post and co-authored 78 Tax Tips for Canadians for Dummies.

Suzanne uses her in-depth technical knowledge to carefully understand what can complicate your unique financial situation and collaborates with your other professionals to uncover where you might be exposed to excessive taxes and risk. This planning is essential for business owners, professionals, executives and those with charitable goals.

Bobby Hinduja, CPA, CA, CBV

Vice-President, High Net Worth Planning Services,Family Office Services, RBC Wealth Management

As a Business Owner Specialist, High Net Worth Planning Services, Bobby, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Bobby has over 15 years of experience working with owners of privately held businesses to help them develop business succession, tax and estate planning solutions tailored to their goals and objectives. Prior to joining High Net Worth Planning Services, Bobby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. He has written articles on various topics including determining the value of a business, farm succession planning, tax planning and retirement planning.

Prior to joining RBC, Bobby was a Vice President at a boutique business valuation firm in Toronto where he worked with business owners to help them determine the value of their business for divestitures, litigation, tax and estate planning purposes. He also worked with owners to help them identify the value drivers of their business.

Bobby is a Chartered Business Valuator, a Chartered Professional Accountant and has a Bachelor of Commerce degree from the University of Toronto. He has also completed all three levels of the CPA In-Depth Tax Course.

Prashant Patel, CFP, TEP

Vice-President, High Net Worth Planning Services, Family Office Services, RBC Wealth Management

Prashant has assisted high-net-worth and ultra-high-net-worth families with tax, estate and retirement issues since 1992.

His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.

His expertise includes tax and estate planning for executives, business owners, retirees, sports professionals and individuals with U.S. issues. He also assists individuals facing significant financial events (sale of business, financial windfall, retirement, job loss, moving to Canada, leaving Canada, etc.)

Prior to joining RBC in 1999, Prashant honed his expertise by working as a Canadian and U.S. tax specialist for two of the big four accounting firms in downtown Toronto.

Prashant is a Certified Financial Planner, Associate of the Society of Actuaries and member of both the Society of Trust and Estate Practitioners and Canadian Tax Foundation.