Gloria Spicer | Investment Advisor

Achieve financial freedom with professional wealth management

You’ve achieved a lot in life, yet there’s so much more you want to do. Maybe you want to help your loved ones with a milestone purchase or fund your new business venture. Your next project may be to create a lasting legacy for future generations or, perhaps, you'd like to make a meaningful difference in your community, right there, right now. It could be that you yearn for a legendary life of adventure, or maybe a simple, cozy retirement is exactly right.

Whatever your goals, we take the time to understand what you want to accomplish with your wealth. Whether you need assistance managing wealth for yourself, your family or your business, we provide the professional advice you need, from start to finish.

And your wealth is indeed just the beginning – it’s a way to achieve more, give more, and experience more. We'll help manage your investments, plan your retirement, protect your financial security and plan your estate, so you can take comfort knowing you’re receiving expert wealth management and attention.

Contact us to learn how our knowledgeable team of professionals, backed by the resources of RBC Wealth Management, can help you grow more than wealth.

Grow more than wealth

With a collaborative, values-based approach and a track record of responsibly building wealth with integrity, you can expect RBC Wealth Management to help you realize your life vision.

View transcript

[♪]

With success comes opportunity.

Opportunity to focus on what matters most.

Your values

[A young child on a play structure]

Your loved ones

[People seated around a table filled with food]

Your passions

[A couple hiking]

Your community

[A conductor in front of an orchestra]

To create lasting change in the world.

[Person wearing hard hat and Team RBC shirt lifting plywood on a building site, a partially completed high-rise, field of wind turbines]

At RBC, we build relationships with trust and integrity, managing wealth with diverse expertise, a global outlook and a personalized approach to help you create a meaningful legacy because we believe the best returns are more than financial.

[Grow more than wealth. RBC Wealth Management]

This video is provided by RBC Wealth Management for informational purposes only. The comments contained in this video are general in nature, and do not constitute legal, investment, trust, estate, accounting or tax advice. RBC Dominion Securities Inc.*, Royal Trust Corporation of Canada, The Royal Trust Company, RBC PH&N Investment Counsel Inc., RBC Wealth Management Financial Services Inc. are affiliated corporate entities and member companies of RBC Wealth Management, a business segment of Royal Bank of Canada. *Member – Canadian Investor Protection Fund. Please visit www.rbc.com/legal/ for further information on the entities that are member companies of RBC Wealth Management. ®/TM Trademark(s) of Royal Bank of Canada. Used under license. © 2021 Royal Bank of Canada. All rights reserved.

Value-added wealth services

In addition to a vast array of investment products and solutions, we offer a number of value-added services to help you manage your wealth, many of which are complimentary for our clients.

These include:

Integration of your investment plan with your other service providers, including your lawyer or accountant
Access to financial planning services and a personal financial plan that addresses your cash flow, tax strategies, investments, retirement, insurance, estate planning and more
Will and estate planning consultations through accredited Will and Estate Consultants
Registered estate processing, tax reporting and T3 returns
Registered estate tax planning, including multiple and contingent beneficiary designations
Insurance consulting on a full range of individual life, health, segregated fund and annuity solutions
Custody and safekeeping
Annual consolidated tax reporting, including dispositions with book costs
Research, commentary and information on specific holdings, markets or economies upon request
Online integration of your RBC investment and bank accounts for consolidated viewing
Multi-currency account functionality
Automatic account contributions and withdrawals
Automatic mutual fund purchase and redemption plans
Electronic Funds Transfer (EFT) capabilities
Interest paid on cash balances in investment accounts
Corporate reorganization advice
Cashless employee stock option exercise service
Self-directed Registered Education Savings Plans (RESPs) and formal trusts for educational purposes and income splitting
Introduction to a full suite of RBC partners if needed for: personal, business and private banking; estate and trust services, mortgage services; direct investing; and more

Gloria Spicer, PFP, FMA, FCSI

Investment & Wealth Advisor, Financial Planner

905-358-3759

Email me

289-407-4355 | LinkedIn

905-358-3556

1-800-263-7117

With over 50 years in the wealth management practice, Gloria Spicer is a well versed investment advisor and Financial Planner that provides comprehensive access to a select range of top-tiered and superior investment services. A highly regarded alumni of the Canadian Institute of bankers, Gloria obtained her Personal Financial Planning diploma, correspondingly attaining a Certified Financial planner designation.

Gloria and her team of experts administer individually custom tailored investment and wealth management plans to best cater to the financial needs of her clients. Gloria works with high net-worth individuals to assess retirement, tax, insurance, estate planning, and investment tools that will most efficiently sustain and bolster wealth and help them achieve their financial goals. Gloria believes that trust is the basis of business and relationship with her clients. Earning the trust of generations of families over 50 years of experience and service with RBC, Gloria continues to enjoy growing relationships. Gloria’s experience in the investment industry has provided her with the opportunity to work with a variety of clients spanning across a wide range of industries. From working earnestly with high net worth families, all the way to helping medical professionals and corporations manage their wealth, Gloria is truly an industry veteran.

Gloria Minimizes the stress of financial success for women, families, high net worth professionals and corporations by responding quickly, sincerely caring and placing into action written plans and advice that best meet their needs. Gloria provides her clients with an unparalleled level of access to a select amount of investment products and services that will propel them to financial sustainability, growth and security.

Over the years, Gloria’s passion for continued growth has allowed her to achieve a select list of designations ranging from Certified Financial Planner (CFP), Personal Financial Planner (PFP), Financial Management Advisor (FMA) and Fellow of the Canadian Securities Institute (FCSI) 50 years of industry experience. In addition licensed to provide insurance solutions for estate/tax planning. Gloria’s entire career has been with RBC Financial Group, holding roles of ever increasing responsibility, servicing both corporate and individual clients. Immediately before joining RBC Wealth Management Dominion Securities Gloria held the role of Financial Planner assisting high net worth individuals in all areas of financial and estate planning.

Outside of work Gloria loves taking nature walks and speed walking across the Niagara region. Gloria loves living a healthy lifestyle, and works out with her daughter Dr. Kristy Bailey founder of FCP dermatology in downtown Toronto. Over the years Gloria has built such a great relationship with her clients, she has become their close and trusted friend, and regularly attends client family functions. Gloria will love to build that great relationship with you, book an appointment with Gloria today.

Asset protection, wealth transfer and estate settlement solutions

A Will and estate plan can be more than a set of directions for executors and loved ones; proactive estate planning can provide the peace of mind knowing that your wishes will be carried out and your loved ones taken care of.

Our estate planning solutions could be ideal if you need help:

Investing your assets while guaranteeing a payout for your beneficiaries
Maximizing the wealth you pass on to your loved one through tax-minimization strategies
Replacing your income in the event of a disability, critical illness or long-term care situation
Transferring your wealth to your beneficiaries tax efficiently
Providing liquidity to help meet the tax obligations and costs associated with settling your estate
Determining the most effective way to give to the charitable causes you support
Managing executor or Power of Attorney duties

To learn more about protecting and transferring wealth, please contact us.

Achieve financial freedom with professional wealth management

Grow more than wealth

Value-added wealth services

Gloria Spicer, PFP, FMA, FCSI

Family inventory checklist

Asset protection, wealth transfer and estate settlement solutions