CERB is over - what happens now?

September 30, 2020 | Gary Weatherup


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Canadians collecting CERB are being moved to employment insurance and other benefits. What happens next?

The CBC wrote a great article on the CERB transition (link below) - here is a summary.

What happened to CERB?

  • CERB was designed to be a temporary benefit - it ends on October 3, 2020. Those who are still eligible will transition to an expanded employment insurance (EI) program.
     

How much will people get?

  • For most people - $500 per week
  • It is less for extended parental benefits ($300 per week)
     

How long does it last:

  • EI claimants are eligible for at least 26 weeks. 
     

How do you make a claim:

  • If you were collecting, you should automatically move over, with a couple of exceptions:
    • You need to apply if:
      • You are self employed and received CERB through Service Canada
      • You have a SIN that starts with 900
      • Certain Canadians who received CERB through CRA but have unique insurable hours/eligibility criteria. Apparently CRA will proactively reach out to these people.
         

When will these payments start:

  • You become eligible for EI after two weeks of being out of work.
  • Most people on CERB now will be eligible to move to EI on October 11th, first payment should be 3 days later (Oct. 14th)
     

What if I'm self employed?

  • You may qualify for the Canadian Recovery Benefit
    • This is for self-employed/gig workers
    • It is also $500 per week
       

What if I'm sick with COVID-19 or a family member is sick?

  • You may qualify for one of two benefits ($500 per week)
    • Canada Recovery Sickness Benefit - for those who are off sick/self isolating due to COVID
    • Canada Recovery Caregiving Benefit - for those who can't work because they need to watch a child or dependent due to COVID


What do you need to do to keep collecting:

Please find the original CBC article.

All the best,
Gary


 

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