RBC Mobile
Royal Bank of Canada FREE - On Google Play
Royal Bank of Canada
GET — On the App Store
We take the time to learn your story because we’re passionate about people. As importantly, this deep understanding enables us to craft a personally tailored investment portfolio – to complement your wealth plan – with your priorities, family needs, and life ambitions as our guide.
We start by understanding your financial needs and goals, your aspirations for the future, and your profile as an investor. Only then can we begin construction on a distinct and complete wealth strategy.
Next, we work closely with you to design the blueprint of your investment portfolio – something called an Investment Policy Statement (IPS). The IPS documents firm parameters — individual goals, comfort level with market risk, income requirements, and more – and allows us to create and maintain a truly personalized investment portfolio for your needs.
Finally, we construct the portfolio – determining the right mix of investment types (stocks, bonds, etc.), and selecting high-quality businesses that generate profit, cash flow, dividends, and consistent growth. At this stage, we also compare notes with our combined networks of analysts and economists.
Our investment experts, Paul Empringham and David Packham, spend their days following and analyzing the latest research, market trends, events, opportunities, and – most importantly – risks. As a licensed Portfolio Manager, Paul makes proactive investment decisions on your behalf, so you can rest assured your savings are positioned to weather whatever turbulence the markets may endure.
What’s your investment philosophy? It’s a great question, and one that Paul, our team’s founder and lead investment strategist, likes to answer with an analogy:
This means ignoring the one-off market trends, meticulously researching to avoid undue risk, and keeping on a steady course towards your long-term goals.
We stay in touch, keeping you ever-informed of your progress towards your goals. And, we’re always available – to address your concerns, answer your questions, and swiftly adjust your investment strategy when your needs evolve.
Forming a close connection with every client we serve, we proudly invest your wealth as if it were our own. This level of trust is critical to our approach, and our clients’ financial success.
Ken Lancaster, a Chartered Professional Accountant and previous Tax Partner of a national accounting firm, works with Paul and your accountant to exhaust every opportunity to minimize tax.
Leveraging Private Investment Management (PIM), one of RBC’s premium investment offerings, we are equipped to build client portfolios that are not only personalized to your specific objectives, but flexible enough to mature and evolve alongside your ever-changing needs, both personal and professional.
With leading investment platform A+ paired with the scale and expertise of the Manager Research Team, we are empowered to build on our personalized portfolio recommendations by including world-class money managers to help round out our in-house expertise and help you make the most of your wealth.
To provide you even more ways to meet your investment goals, we offer alternative investments outside of traditional asset classes and diversified across geographies. This may include real estate, private equity, and much more, all of which serve to enhance returns, reduce risk, and improve diversification.
Let’s discover how we can help you grow your wealth and reach your goals.
