Learn more

Retire in style. We can help give you the retirement lifestyle you want by:

  • Protecting your retirement savings: we help you keep your savings goals on track with strategies that give you the right balance of growth, safety, and income.
  • Maximizing your retirement income: we coordinate all of your sources retirement income to better meet your needs. We can help boost your income by choosing the right retirement savings plan (RSP) maturity option and explore other alternatives available to you. We can also advise you on your pension plan options when you decide to retire, to help ensure that you choose the best option for your personal circumstances.
  • Investing your savings: we help you build and protect your nest egg more effectively with our tax-efficient retirement strategies and solutions. We can allocate your assets to provide tax-efficient income through investments strategies, such as return of capital through T-Class funds.

Business Owners

Learn more

As a business owner, you have a unique set of financial challenges and opportunities, and proper planning is crucial to success. As our client, you have access to a vast array of resources and services geared towards the needs of your business or corporation, including:

  • Managing business risk: we can help you protect your business through corporate wealth transfer strategies, insured retirement plans (IRPs), key person insurance in partnership with our extended team of specialists. We can also help you manage and safeguard your personal and business assets.
  • Business succession planning: our extended wealth management team can help simplify the complex business succession planning process so that you have a plan to ensure you receive the wealth you have built in your business in the most tax-efficient way possible.
  • Tax-smart investment strategies: we can help you minimize your tax and business liabilities through tax minimization strategies and tax-efficient investing, as well as help you navigate your options of what to do if you have surplus cash.
  • Helping you with deciding whether to incorporate or not: our extended wealth management team can help you decide if your business is ready for incorporation, and highlight key tax planning pros and cons to help you answer this important question.

Professionals & Executives

Learn more

We can help you safeguard your assets and minimize taxes through:

  • Financial Planning: we're committed to helping you build wealth and financial security for you and your family's future. We can help you free up more of your time to focus on your personal and career goals by simplifying and coordinating your financial affairs.
  • Investment & retirement planning strategies: comprehensive financial plans to provide strategies to help reduce taxes, plan for retirement and protect your legacy. Working with the RBC Wealth Management Services team, comprised of over 150 highly accredited tax, legal and financial professionals, we can provide integrated wealth management solutions and guidance on complex tax and legal issues which can be implemented in coordination with your existing tax and legal advisors.

Family Wealth

Learn more

Taking care of your wealth management needs begins with understanding your financial goals and those of your family — from your parents, to your partner, to your kids and the following generations. Our goal is to help you protect your wealth during your lifetime, preserve the value of your estate for your beneficiaries, and help you tax-effectively transfer your wealth to family members, a favourite charity or other beneficiary. Some of the areas we explore in family wealth include:

  • Asset protection: we can help you to protect your wealth and introduce strategies to ensure your family is managing taxes efficiently. We manage market volatility through our disciplined approach to investing. To do this, our portfolios are properly diversified, rebalanced regularly and have access to a vast array of investments, including hedge funds and structured notes, which we can use to meet our investment objectives.
  • Wealth transfer: using a comprehensive financial plan as a starting point, we can help to maximize the wealth you pass on by exploring tax-effective insurance strategies through our extended team, as well as charitable giving solutions.
  • Estate settlement: we can help ease the burden if you've been appointed as an estate executor, or are considering naming someone as executor. Our goal is to simplify your complex financial affairs and offer you peace of mind.

Our team is here to help you.

Contact us to see how our team of financial experts can help you build, protect and manage your wealth in every stage of your life. Required fields are marked with an "*".

*Required fields