The “wealth alpha” potential of IPPs

Jun 06, 2019 | Travis Stringer


As a successful business owner, should you save for retirement using an RRSP (Registered Retirement Savings Plan) or an IPP (Individual Pension Plan)? A comparison of retirement saving approaches for business owners.

For individuals and business owners alike, finding the most suitable approach to saving for retirement is a key aspect in overall wealth planning, and, depending on your circumstances, there may be a range of options to consider in helping to build and maximize your retirement nest egg.

For business owners in particular, this area of planning may take on even more significance, as it’s fairly common for much of an owner’s net worth to be tied up in the business, which means they may not be as well-diversified, and many may not be a member of a registered pension plan.

Continue reading here: RRSP or IPP?