1. Investment management

Investment and portfolio management is the foundation of our business. You rely on us to provide expert advice and to have a disciplined and risk-controlled approach to achieve your financial goals.

 

 

From Doug's 39 years of experience in investment management: 

  • "Sell LOSERS and keep WINNERS"
  • Focus on the long term - odds are better.
  • Handling emotion and biases the right way.
  • Company earnings and cash flow are key factors for driving positive share price performance over the long term.
  • Dividends are important, reinvestment of dividends are even better through DRIP- "Dividend Growth" should be a primary goal".
  • Avoid getting influenced from the daily market news.
  • Knowing the entry point and duration in the market are key requirements.
  • Important to focus on risk first, return second!
  • Achieving Investment success is more than just applying diversification, asset allocation and rebalancing concepts.
  • "Price is an issue in the absence of value" -Wharton School 1992-1995

 


2. Wealth management

Financial well-being extends beyond portfolio performance. A wealth management approach includes financial planning, retirement planning, will and estate planning, insurance strategies and tax strategies to help achieve your important financial goals.

 

A team approach to professional wealth management

The RBC Wealth Management Services team works closely with us to provide strategies to help reduce your taxes, plan for your retirement and protect your legacy.

With over 250 highly accredited tax, legal and financial professionals, the industry-leading RBC Wealth Management Services team helps us provide the integrated wealth management solutions you would normally only expect to find at a family office acting for Canada's wealthiest families.

From comprehensive financial plans to guidance on complex tax and legal issues, this team of highly skilled specialists helps your Investment Advisors create an integrated family wealth management strategy, which can be implemented in coordination with your existing tax and legal advisors.

The team’s areas of expertise include:
• Retirement planning: Helping you meet your retirement income goals and maximize your after-tax retirement income
• Financial planning: Creating a comprehensive strategy to help you stay on track to meeting your financial and life goals
• Taxation: Implementing strategies to help reduce your family’s tax burden
• Business ownership planning: Helping you effectively transition from your business while reducing taxes and maximizing retirement assets
• Estate and trusts: Efficiently transferring your wealth to the next generation
• Insurance solutions: Providing financial security, tax reduction, enhanced retirement income and legacy protection
• Charitable giving: Helping you maximize your charitable legacy
 

Value-added wealth services


In addition to tailored investment management advice, we offer a number of value-added services to help you manage your wealth, many of which are complimentary for our clients. 

These include:

  • Integration of your investment plan with your other service providers, including your lawyer or accountant
  • Access to financial planning services and a personal financial plan that addresses your cash flow, tax strategies, investments, retirement, insurance, estate planning and more
  • Will and estate planning consultations through accredited Will and Estate Consultants
  • Registered estate processing, tax reporting and T3 returns
  • Registered estate tax planning, including multiple and contingent beneficiary designations
  • Insurance consulting on a full range of individual life, health, segregated fund and annuity solutions
  • Custody and safekeeping
  • Annual consolidated tax reporting, including dispositions with book costs
  • Research into old certificates/investments for current status and value
  • Research, commentary and information on specific holdings, markets or economies upon request
  • Online integration of your RBC investment and bank accounts for consolidated viewing
  • Margin accounts for leveraged investing, required when implementing tactical overlay
  • Multi-currency account functionality
  • Automatic account contributions and withdrawals
  • Electronic Funds Transfer (EFT) capabilities
  • Interest paid on cash balances in investment accounts
  • Corporate reorganization advice
  • Cashless employee stock option exercise service
  • Self-directed Registered Education Savings Plans (RESPs) and formal trusts for educational purposes and income splitting
  • Introduction to a full suite of RBC partners if needed for: personal, business and private banking; estate and trust services, mortgage services; insurance; direct investing; and more
  • Regular Portfolio Performance reporting time to time, including benchmarking

 

For more information, please contact us today.