Perspective: A magazine for clients

RBC Wealth Management Services has created a magazine to help us educate clients and prospective clients about wealth management topis and other services from our RBC partners. 

The magazine highlights topical issues relevant to high-net-worth clients – from expert advice on tax strategies to family and lifestyle interests. It has been designed to provide a comprehensive wealth management advice and service. 

Contact us to get a complimentary copy of the magazine.

 

The Best Free Investing Tools on the Web

by Ben Carlson

"On of the great things about the internet is that it's broken down many of the barriers to information that existed in the past. Investors can now become more informed than ever before if they know where to look and who to trust. You no longer have to go through the gatekeepers to access relevant..."

To read more please contact us.

 

36 Obvious Investment Truths

by Ben Carlson

The article highlights on simple but obvious, advice on markets but sometimes investors need to be reminded of the simple and obvious.  

1. If you need to spend you money in a relatively short period of time it doesn't belong in the stock market.

2. Watching your friends get rich makes it difficult to stick with a sound investment plan.

3. Compound interest is amazing but it takes a really long time to work.

4. Successful investing is more about...33 more tips on investing.  To receive full version of the article contact us.

2018 Brokerage Report Card

This is a worthy piece to review for anyone searching for a new Advisor and Investment Firm. From an advisor perspective, it is most important to work with a reputable firm that has a depth of resources that can be utilized by a client. This brokerage report comes out annually and is rated on many categories based on views of individual advisors, that are randomly selected. My associate Salma and I are very fortunate to be working for RBC Dominion Securities, the leading Wealth Management and Investment Firm in Canada. A good firm and good advisor go "hand in hand" toward achieving investment and wealth success over the long term. Check out our website at Senyk Advisory Services, to determine if we are a good fit to assist with your lifetime goals and objectives. 

Sneak peak of how your financial projection might look like: 

Development of a comprehensive financial projection to determine if you are on track to meet your goals such as retirement, estate and risk management. This help you take an approach related to every financial decision that impacts your life. Contact us anytime to get a quick financial projection. 

 

Key Learning- After 36 years of Experience

  • "Sell LOSERS and keep WINNERS."
  • Focus on the long term - odds are better.
  • Handling emotion and biases the right way.
  • Company earnings and cash flow are key factors for driving positive share price performance. 
  • Dividends are important, reinvestment of dividends are even better. 
  • Avoid getting influenced from the daily market news. 
  • Important to focus on risk first, return second!

 

The Liberation of Limiting Yourself 

Simple Rules: How to Thrive in a Complex World by Ben Carlson

"..anyone who has a smartphone has better mobile phone capabilities than the president of the United States did 25 years ago and better access to information than the president did 15 years ago" --"Many people are overwhelmed by the sheer amount of information, opinion, analysis and news we have available at our fingertips from our pocket supercomputer. Many place blame on 'fake news' or social media outlets when people don't know who to trust but the real problem isn't too much information but rather filter failure."

For full article contact us

 

"Good Advice vs. Effective Advice" by Ben Carlson

Example: 

"Good advice is to ignore the noise.

Effective advice is to create a comprehensive investment plan which focuses exclusively on those things that are within your control.

Good advice tells you how to succeed.

Effective advice shows you how to succeed."

Reach out to us for more.

 

 

Spring 2018

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY
An old risk awaits offstage

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

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SPECIAL REPORT
Emerging markets outlook

In 2017, emerging-market equities had their best year since 2009 – is there still room to grow?

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FINANCIAL PLANNING
2018 financial planning checklist for seniors

A checklist of financial planning considerations for seniors and some commonly used strategies.

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BUSINESS OWNERS
Passive investment income in a private corporation

The federal budget was released, replacing earlier proposals with new rules. What does this mean for Canadian-controlled private corporations?

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ESTATE PLANNING
U.S. estate tax for Canadians

Assessing exposure and possible strategies for Canadians owning U.S. assets.

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PORTFOLIO ADVISOR
Cryptic cryptocurrency

A short explainer on mysterious terms like "blockchain," "cryptocurrency" and "bitcoin."

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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Winter 2018

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY
A less taxing situation

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

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SPECIAL REPORT
Global Insight Outlook 2018

A close look at Canadian, U.S. and European markets and key factors that will drive financial markets in 2018.

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PERSPECTIVES MAGAZINE
Peace of mind with giving

A wide range of investment, tax and lifestyle perspectives from RBC Wealth Management Services.

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BUSINESS OWNERS
Update on private company tax proposals

What’s in and what’s out with respect to the federal government tax changes for Canadian-controlled private corporations.

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TAXES
Tax planning strategies for high income earners

Tax minimization strategies for those earning $200,000 or more to consider with their professional tax advisor.

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PORTFOLIO ADVISOR
Saving for retirement is easy – try spending it

Helpful tips for when pensions replace salaries, RRSPs become RRIFs and it’s time to dip into your nest egg.

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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Fall 2017

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

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FEATURED ARTICLE
Fast track to the future

Disruptive technologies are bringing cutting edge products and services to consumers, forcing incumbents to transform their business models.

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BUSINESS OWNERS
The business owner's guide to wealth management

The life cycle of a business and its owner – from structuring a business to selling it, and everything in between.

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CURRENCY MARKETS
Update on the Canadian dollar

A look at this summer’s dramatic rise in the value of the Canadian dollar and where it’s headed next.

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ESTATE PLANNING
Joint ownership accounts

Before you open a joint account, it is important to understand the different options, how they operate, and the potential benefits and drawbacks.

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PORTFOLIO ADVISOR
Raising rates, raising questions

With the Bank of Canada raising rates twice this past summer, we look at four ways higher rates may affect investors.

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

Read more

 

Summer 2017

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

Read more

PERSPECTIVES MAGAZINE
Multi-generational family wealth management

A wide range of investment, tax and lifestyle perspectives from RBC Wealth Management Services.

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BUSINESS OWNERS
Selling the business checklist

A checklist of Canadian tax and financial planning strategies to consider before selling your business.

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RETIREMENT INCOME
Income splitting and the attribution rules

A look at income-splitting strategies to help leave your family with more.

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REAL ESTATE
Canadian owners renting or selling U.S. real estate

Learn more about the U.S. tax issues faced by Canadians who earn rental income from or sell U.S. real estate property.

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PORTFOLIO ADVISOR
History lessons

What investors can learn from Canada’s 150th birthday.

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FIXED INCOME
Exploring a new world of bonds

The potential benefits and role of global bonds in a well-diversified fixed income portfolio.

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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Spring 2017

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

Read more

FEATURE ARTICLE
Old Age Security and other government income sources

Frequently asked questions about government benefits for those approaching 65 years of age.

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BUSINESS OWNERS
Salary versus dividend income

The tax implications and non-tax considerations that are important when deciding which form of remuneration to choose.

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TAX-EFFICIENT SAVING
How the TFSA can help you reach your financial goals

Everything you need to know about this flexible savings vehicle.

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SPECIAL REPORT
Brexit: The Road to Exit

This article serves as a reference point and helps answer questions that may arise as Great Britain’s exit process grows more involved.

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PORTFOLIO ADVISOR
Naming your executor

Seven common pitfalls and how to avoid them.

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RETIREMENT
RRSP strategies at 71

RRSP strategies that can be used, even after 71, as long as you still have RRSP contribution room or continue to make room.

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

Read more

 

Winter 2017

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

Read more

FEATURE ARTICLE: Early 2017 tax tips

A summary of tax strategies that have deadlines in early 2017.

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SPECIAL REPORT: Global Insight Outlook 2017

A close look at Canadian, U.S. and European markets and key factors that will drive financial markets in 2017.

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PERSPECTIVES MAGAZINE: Managing wealth and change – Volume 4, Issue 2

A wide range of investment, tax and lifestyle perspectives from RBC Wealth Management Services.

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PORTFOLIO ADVISOR
Why pay more taxes today?

How retirees can generate more after-tax dollars in the long-run by paying a little more tax today.

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RETIREMENT: Locked-in retirement plans

Understand your locked-in plan to maximize your retirement benefits.

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MARKET INSIGHTS
Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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Fall 2016

Views on the global financial markets and insights on managing your wealth.

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

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FEATURE ARTICLE: Running on Empty

While monetary policy has not been exhausted, it is becoming clear there may be limits to what the Fed can do.

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SPECIAL REPORT: U.S. residency – Canadians travelling to U.S. beware

Being aware of U.S. residency and income tax rules can help you avoid unpleasant surprises and costly penalties.

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PORTFOLIO ADVISOR: House rich, retirement poor

Why your family home is not a retirement plan.

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INVESTMENT INDUSTRY
What is CRM2?

Answers to investor questions about new industry regulations coming into effect.

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INVESTING: Digital disruption

Waves of change are pushing the U.S. Technology sector across the digital frontier and opening up attractive investment opportunities.

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RETIREMENT CHECKLIST
Making the most of your retirement

A handy listing of the financial considerations facing those who are approaching retirement, or have already retired.

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MARKET INSIGHTS: Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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Summer 2016

Views on the global financial markets and insights on managing your wealth

GLOBAL INSIGHTS MONTHLY

Insights into the equity, fixed-income, currency and commodity markets from RBC Wealth Management.

Read more

WATER MANAGEMENT: The Bridge to Growth

How water flows through economic growth and ripples across investment themes.

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PORTFOLIO ADVISOR: Protecting your digital assets

How you can help protect your digital assets, and the digital legacy you leave behind.

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MARKET INSIGHTS: Wealth Management Review

The latest insights from our chief investment strategist on how investors should position their portfolios for today’s financial markets.

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PERSPECTIVES MAGAZINE: VOLUME 4, ISSUE 1
You and finances: Discussing money

Volume 4, Issue 1 of Perspectives is now available, featuring investment, tax and lifestyle perspectives from RBC Wealth Management Services.

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SPECIAL REPORT: Five key questions to consider in wealth planning

A “back to basics” look at key wealth management concepts, including mortgage debt, what to do with an inheritance and planning your sources of retirement income.

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