David Zhang, CIM, PFP, CFP, TEP

My Mission

I believe professional wealth management is an excellent way to help you achieve your financial goals while taking care of your loved ones. These benefits can extend from this generation to the next with the assistance of a trustworthy, knowledgeable, wealth management professional.

My Process

First, I work closely with you to understand your situation and your needs. We will meet to discuss what financial goals you would like to achieve in the future, and your priorities and concerns at present. Moreover, we will discuss your overall financial picture and discuss which existing and future financial resources you plan to use to reach your financial goals. Then, based on our consultation, I will draft a customized plan for you, tailored for your needs. It usually takes about two weeks to develop a plan designed to help you reach your financial dreams. Your customized plan is the foundation and blueprint of our wealth management approach. With a plan, we can determine what investment return you will need to achieve your financial goals. With a plan, we will know how much insurance you need to protect you and the people you care about. With a plan, we can decide which tax strategies are available to you to help minimize your tax burden. . With a plan, we know what steps you need to take today in order to benefit the next generation.

In our second meeting, we will discuss the advantages and disadvantages of each part of your plan, make any small necessary adjustments, and then implement your strategy.

Life evolves and so do your wealth management needs. So we’ll do a careful financial review of your plan on a regular basis, or an ad hoc review when you experience a significant life event, such as the sale of a business, early retirement, a gift of assets, or other change in circumstances.

My Role

As the saying goes: “If the only tool you have is a hammer, you will start treating all your problems like a nail.” During my first 10 years of work experience at a retail bank, I saw how there can be a disconnect between clients and advisors. That is what motivated me to join RBC Dominion Securities – to offer a truly holistic, unbiased, first-class selection of financial solutions and products to high-net-worth individuals and families.

Achieve financial freedom with professional wealth management

You’ve achieved a lot in life, yet there’s so much more you want to do. Maybe you want to help your loved ones with a milestone purchase or fund your new business venture. Your next project may be to create a lasting legacy for future generations or, perhaps, you'd like to make a meaningful difference in your community, right there, right now. It could be that you yearn for a legendary life of adventure, or maybe a simple, cozy retirement is exactly right.

Whatever your goals, we take the time to understand what you want to accomplish with your wealth. Whether you need assistance managing wealth for yourself, your family or your business, we provide the professional advice you need, from start to finish.

And your wealth is indeed just the beginning – it’s a way to achieve more, give more, and experience more. We'll help manage your investments, plan your retirement, protect your financial security and plan your estate, so you can take comfort knowing you’re receiving expert wealth management and attention.

Contact us to learn how our knowledgeable team of professionals, backed by the resources of RBC Wealth Management, can help you grow more than wealth.

Grow more than wealth

With a collaborative, values-based approach and a track record of responsibly building wealth with integrity, you can expect RBC Wealth Management to help you realize your life vision.