The freedom to live the life you want

 

If you desire greater freedom to focus on what’s really important to you, and the confidence of knowing that your portfolio is in the care of trusted professionals, we invite you to consider Private Investment Management, our premium level of discretionary wealth management. 

 

Busy professionals and executives, travelers, retirees and snowbirds often find that the greater their wealth, the more time they require every day to manage it. If you are responsible for investing for a not-for-profit organization, foundation or endowment, you may also find that the expertise required to make investment decisions according to specific guidelines can be time-consuming and complex. 

 

Whether you need your time to focus on your career, manage the needs of an organization or travel outside of the country for long periods, Private Investment Management may be the right solution for you.
 
How it works 

 

By delegating your investment management to an accredited portfolio manager, who works within your specific in-vestment preferences, constraints and risk tolerance, you can free yourself from and still be confident that your in-vestment plan is on track. Because your approval is not required for every single transaction, we can make time-sensitive decisions quickly, helping you get closer to your investment objectives and freeing you from the burden of daily portfolio decisions. 

 

A dedicated portfolio manager to serve you 

You can be confident in the management of your wealth, because only experienced investment advisors who have met strict industry-wide qualifications for education, assets under management and investment experience are licensed to provide this level of discretionary investment management. 

 

Investment policy statements capture your needs
 
The Investment Policy Statement is your specific mandate that details all your objectives, goals and constraints in managing your portfolio. You can think of it as the charter or master plan that we create to manage your portfolio.

 

Essential standards for quality and oversight

 

Every portfolio we build is based on core asset quality requirements that set the standards for security concentration, industry and sector diversification, market capitalization and credit quality. An additional Portfolio Implementation and Risk Monitoring Group monitors the portfolio for alignment with our investment management guidelines and the preferences, constraints and other unique directives set out in your customized Investment Policy Statement. An additional compliance team ensures that your portfolio meets industry regulations and legal standards. By auditing our work, as well as the portfolios we manage, this team can help provide you with even greater peace of mind.

Value-added wealth services

In addition to a vast array of investment products and solutions, we offer a number of value-added services to help you manage your wealth, many of which are complimentary for our clients.

These include:
• Integration of your investment plan with your other service providers, including your lawyer or accountant
• Access to financial planning services and a personal financial plan that addresses your cash flow, tax strategies, investments, retirement, insurance, estate planning and more 
• Will and estate planning consultations through accredited Will and Estate Consultants 
• Registered estate processing, tax reporting and T3 returns
• Registered estate tax planning, including multiple and contingent beneficiary designations
• Insurance consulting on a full range of individual life, health, segregated fund and annuity solutions
• Custody and safekeeping
• Annual consolidated tax reporting, including dispositions with book costs
• Research, commentary and information on specific holdings, markets or economies upon request
• Online integration of your RBC investment and bank accounts for consolidated viewing
• Multi-currency account functionality
• Automatic account contributions and withdrawals
• Automatic mutual fund purchase and redemption plans
• Electronic Funds Transfer (EFT) capabilities
• Interest paid on cash balances in investment accounts
• Corporate reorganization advice
• Cashless employee stock option exercise service
• Self-directed Registered Education Savings Plans (RESPs) and formal trusts for educational purposes and income splitting
• Quarterly "Wealth Management Review" newsletter
• Introduction to a full suite of RBC partners if needed for: personal, business and private banking; estate and trust services, mortgage services; direct investing; and more

For more information, please contact us today.