Our Investment Process
At Cooper Wealth Management of RBC Dominion Securities, we provide tailored solutions for our clients' many different objectives, from retirement and estate planning to securing income over the short term.
Our chief focus is on generating sufficient cash flow from your portfolio, to meet your current and ongoing income needs. Any surplus cash flow is then reinvested according to three key principles: diversification, stock selection and asset mix.
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Diversification
We seek to lower market risk in our clients' portfolios by selecting equities across a range of market sectors. This sector diversification ensures your portfolio will not be overly vulnerable to a downturn in any one market area.
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Stock Selection
For every stock we choose for your portfolio, we focus on numerous factors, including:
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Market capitalization – Larger companies tend to be more stable than smaller ones
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Liquidity – Whether we can buy and sell the company easily
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Earnings – We look for strong, consistent earnings growth
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Cash flow – Companies that can fund and grow their business assets
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Options eligible –we enhance income through the use of our covered call options strategy
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Dividend policy – Whether the company pays a sustainable dividend to its investors
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Market leadership – Is the company the best in its class?
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Portfolio interaction – How will it work within your portfolio to reduce overall risk?
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Asset Mix
Our goal is to earn the highest possible return while incurring the lowest possible risk. With that in mind, we will include both fixed-income and equity securities, in Canadian and US dollars, to balance stability and growth, as market conditions dictate and as we feel appropriate for your own portfolio goals.