Our Professional Wealth Management Process

Our team is focused on helping you achieve your personal and financial goals through a wealth management plan – one that takes all of your needs into consideration.

Through this total wealth management method, we can integrate all of your investment, financial planning, insurance, and estate planning needs into a comprehensive plan designed specifically for you.

Financial Planning

Our financial planning approach addresses your issues and concerns, and helps you to clarify your objectives. A financial plan can address the following questions:

  • Can I retire when I want to and maintain my desired retirement lifestyle?

  • How can I ensure that I don’t outlive my money?

  • How can I minimize the taxes I pay each year?

  • Is my investment mix appropriate?

  • If I were to die unexpectedly, would my family be taken care of?

  • How can I protect the value of my estate?

We offer comprehensive financial planning to complement your investment strategy. Following your financial planning session, you will receive a complimentary personalized report containing specific recommendations on the actions you need to take to achieve your financial goals.

Our Investment Process

As a general statement of investment philosophy, Little and Associates Wealth Management invests for income and growth in income.

What we offer our clients is investment in sound businesses where we can perceive little difference in risk either owning their common shares or lending to them by owning their bonds or deventures.

At the end of the day, these businesses will prosper in both good and bad times. We invest money to produce a currently competitive after tax income. What we promise, is to try to grow that income between five and ten percent per year.

To Clarify:

In today's marketplace we beleive an expectation of a 4% return on investment is reasonable.

$500,000 invested at 4% should produce about $20,000 per year in income.

Twelve months from now, we hope to have grown that income to $21,000-$22,000 per year.

Will & Estate Planning

If you don’t have an up-to-date Will, or if your personal or financial situation has recently changed, you may be interested in our complimentary Will and estate consultation service.

Our Will & Estate Consultant will work with you and your family to uncover any opportunities you have to structure your estate in a more efficient and tax-effective manner. We will cover topics such as: updating your Will, evaluating suitability of trust structures, naming your executor, conferring Powers of Attorney and maximizing your family’s legacy and charitable gifts.

A thorough estate plan ensures that you remain in control of your affairs and property whilst still alive and provides for loved ones in the event of death or disability.

Following your meeting, you will receive a complimentary report outlining various estate-planning issues for you to explore in further detail with your personal lawyer or accountant.