Cathy Bayles

Vice President, Portfolio Manager & Wealth Advisor

705-527-6525 | Email me

Cathy has over twenty five years of experience successfully managing investment portfolios for individuals, private corporations, foundations and trusts.
Prior to joining RBC Dominion Securities in Midland, Cathy was a partner, director and co-founder of a leading independent investment boutique in Toronto. Before that, she was a vice-president and investment advisor with a national investment dealer. 
Cathy’s extensive experience in both boutique and national firms gives her the perfect combination of skills and knowledge to provide you with personalized investment management while drawing on the vast resources of Canada’s leading wealth management provider. 
Working with Cathy, you gain financial security knowing that she takes a conservative, value-based approach to investing that helps protect your wealth as well as grow it. 
Cathy was born and raised in Sault Ste. Marie and graduated from the University of Guelph in 1976 with a Bachelor of Arts, and the University of Western Ontario in 1977 with a Bachelor of Education. Cathy is involved in many charitable endeavours. Currently, she is on the Board of Directors of Waypoint Centre for Mental Health Care and chairs their Resource Committee. She is also on the Robbert Hartog-Gil Robillard Advisory Committee of the Georgian Bay General Hospital Foundation.

Janet Walter

Associate Wealth Advisor & Financial Planner

705-526-4426 | Email me

Janet Walter joined RBC Dominion Securities in May 2010, after a successful twenty five year career at RBC Royal Bank.  Janet assists Cathy with advising clients in all areas of wealth management such as investment management, financial and retirement planning and estate planning.


Janet was born in Toronto and raised in Midland. She graduated from Wilfrid Laurier University in 1984 with a Bachelor of Business Administration. She received her Personal Financial Planning designation (PFP) in 2003 and Chartered Investment Manager designation (CIM) in 2014.

Kerry Kelly


705-526-4558 | Email me

Kerry joined RBC Dominion Securities in the spring of 2008.  She has worked in the Financial Services Industry since 2005 with a background in administration and customer service.   Kerry provides detailed administrative support to the team. Kerry was born and raised in Barrie and graduated with honors from The Toronto School of Business for Accounting Administration and Payroll.

Additional Professional Resources

 Kelly Rivard, LL.B., CFP, TEP Will and Estate Consultant  
 Kelly received her law degree from the University of Western Ontario  in 1993 and was called to the bar in 1995.  She practised  in the areas  of litigation, family law and estate planning at a law firmuntil joining  a major trust company in 1996, where she worked in a variety of  roles involving estate administration and planning.  Kelly joined  RBC  Dominion Securities in 2003.  
 Kelly received her certified Financial Planning (CFP) designation in 1998 and is a member of the Society of Trust and Estate Practitioners (STEP). Kelly's significant practical experience in the estate planning and administration field, coupled with her financial planning expertise, allows her to offer guidance on both the tax and personal implications of your estate plan.



 Colin Ardill, Estate Planning Specialist
 Colin is an integral member of your advisor's Wealth Management  team. He can help you create, preserve and increase your wealth by  incorporating insurance into your comprehensive financial plan.  Colin offers effective solutions to optimize your financial security  and reduce the impact of taxation today and at death.
 Prior to joining RBC in 2010, Colin was an independent financial planner specializing in insurance and wealth transfer strategies.
With experience in personal and corporate insurance planning, Colin has the knowledge to tailor personalized insurance solutions for individuals, professionals and business owners that maximize the financial and tax advantages of insurance products.
Colin is commited to ongoing professional development and education. He is currently pursuing the Chartered Life Underwriter (CLU) designation.



 Janice Walsh, CA, CFP, TEP Financial Planning Specialist
 Janice is a Chartered Accountant, Certified Financial Planner and  member of the Society of Trust and Estate Practitioners. She  completed her Honours Bachelor of  Business Administration at  Wilfrid Laurier University. Janice also holds the Chartered Life  Underwriter and Chartered Financial consultant designations.
 Janice has held various positions in the insurance and financial services industry.
 Her professional experience includes providing tax, trust, estate, retirement and financial planning services to high net worth clients and their advisors. Janice joined RBC Dominion Securities in 2005.




 Chris Machan, CFP, FMA, FCSI  Financial Planning  Consultant
 Chris graduated with a Business Management - Financial Services  diploma prior to joining the financial services industry in 2003. He  has also successfully achieved the designation of Certified Financial  Planner, Financial Management Advisor, as well as Fellow of the  Canadian Securities Institute.
Prior to joining RBC Dominion Securities, Chris worked as a Banking Officer with a Canadian Chartered bank as well as a Financial Advisor with a large wealth management firm. His experience includes providing financial planning services to clients, including credit, investment, retirement planning, tax planning and estate planning advice.

 Garry T. Bard, B.A.(Hons.), LL.B., TEP Will & Estate Consultant
Garry received his LL.B. (Bachelor of Laws) from Queen’s University in Kingston, Ontario. He has a B.A. (Honours) in Music (classical guitar) from University of Guelph. Garry was called to the Ontario Bar in 1987. He has experience practicing estates law in private practice as well as with various financial institutions. Garry is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Upper Canada. Garry’s legal experience spans over 35 years and his law practice focused on providing proactive planning advice to both individuals and businesses with estate and succession planning concerns. Garry has been a resident of Simcoe County (Innisfil/Barrie) for over 25 years. Prior to joining RBC Wealth Management, he had been working as an Estate and Trust Consultant in Barrie for almost 10 years.