Insights

Find out what income splitting is, and how a prescribed rate loan strategy may be beneficial for you as part of tax planning.

These strategies can help you maintain the lifestyle you had while working.

Important aspects to consider in organizing your financial picture.

Given the political uncertainty facing Canada, the fate of many of the measures announced in the 2024 Fall Economic Statement is highly uncertain. However, the fiscal update still serves as a snapshot of where the economy is headed and how upcoming challenges...

The Bottom Line: As expected, the Bank of Canada (BoC) cut the overnight rate by another 50 bps to 3.25% on Wednesday, right to the top end of the BoC’s “neutral” range estimate (2.25% – 3.25%). Macklem’s opening statement made clear that with interest...

The drastic reduction in immigration targets announced by the federal government is one of the more consequential policy reversals in recent memory. It will sharply reduce growth in housing demand over the coming years, making it possible for Canada to...

The Canadian government has been under growing pressure to align the inflow of newcomers to the country with current labour market needs and infrastructure capacity—which prompted a massive reversal of the post-pandemic immigration plan set by the federal...

This is the third report of a four-part series on the 2024 U.S. general election. Part I and Part II are available for review In the following update, we look at where the U.S. election race stands today and provide our thoughts on the interplay between...