Wealth Management Framework
Our wealth management framework is designed to integrate all aspects of a client's financial life, ensuring a comprehensive and cohesive strategy that addresses both current needs and long-term aspirations.
Financial Planning: We begin with comprehensive financial planning. This involves assessing a client's current financial situation, defining their long-term goals, and developing a personalized strategy to achieve these objectives. We focus on budgeting, savings, retirement planning, and investment strategies to ensure a robust financial future.
Will and Estate Planning: We prioritize the orderly transfer of assets through effective will and estate planning. Our approach ensures that clients' wishes are honored, and their heirs are protected. We work with specialists to advise on wills, trusts, and planning for potential estate taxes to preserve wealth across generations.
Minimizing Taxes: We focus on implementing tax-efficient strategies that reduce liabilities and enhance overall financial health. By maximizing after-tax wealth, we empower our clients to enjoy the fruits of their labor more fully and secure a robust financial future.
Business Owner Planning: For business owners, we offer specialized planning to address unique needs. Our services includes planning for succession, business valuation, and exit strategies. We partner with RBC teams to offer advice on employee pension and benefits programs.
Charitable Giving: We guide clients in their philanthropic endeavors and can offer strategies like donor-advised philanthropy. This approach allows clients to establish a charitable fund, receive immediate tax benefits, and recommend grants to their favorite charities over time. It offers flexibility, impact, and a strategic way to fulfill charitable goals while maximizing tax efficiency.
