Happy Friday from Brenda Miller Family Wealth!
Welcome to our first newsletter for 2026! As we embark on 2026, our team is all hands-on deck to support your financial goals. Here’s what is on our mind this season:
In our Bi-Weekly Client Letter, I (Brenda) appreciate the reminder that despite the many geopolitical uncertainties, it’s important to maintain perspective, remembering that short-term volatility should not have a long-term impact on a quality portfolio diversified across sectors and countries.
I just returned from the discretionary conference, where I spent three days with some of our top analysts and economists preparing for the year ahead. Consensus is reduced interest rates in the U.S. with a possible move higher in Canada by year end.
Mid-term elections tend to drive the markets upward, although we don't think the trajectory will be a straight line. We are expecting a change in the Federal Reserve and the unpredictability of the US Leadership will undoubtedly create volatility... but volatility can create buying opportunities.
Retirement Income & Contributions
- RIF/LIF Accounts: We are ensuring your minimum withdrawals are on track. We will continue to optimize your retirement income strategy.
- RRSP Contributions: The deadline for 2025 tax-year contributions is March 2nd, 2026. Maximize your tax efficiency—contact us to review your contribution limits and contribute.
- TFSA/RESP/FHSA: Contribution limits for 2026 are now open. Whether saving for education, first-time home purchases, or long-term growth, we’re here to help you make the most of these accounts.
In the News
Stay informed with global developments that may shape markets:
- Mark Carney in China: The former Bank of England governor’s visit underscores evolving economic ties between global powers.
- Francois Legault Resigns: Quebec’s premier steps down, sparking discussions on provincial policies and economic direction.
- Germany in Greenland: Military personnel deployment highlights strategic shifts in Arctic resource security.
- Matthew McConaughey vs. AI: The actor’s copyright lawsuit against AI misuse raises questions about digital rights and innovation.
We’re Here to Help
Have questions or need to make a contribution? Reach our team at 905-434-6603—we’re committed to your financial success.