Our Team - Richard Todd

Richard Todd CFP, CLU, CFC

Insurance Specialist

Richard began his career in the insurance industry in 1979 and is an expert in his field. He has acquired the Certified Financial Planner, Chartered Life Underwriter, and Chartered Financial Consultant designations. Richard employs a comprehensive process to assess client needs and then recommends creative, tax-exempt insurance strategies that will help achieve clients’ wealth management objectives.

Working closely with Bill, Richard employs a comprehensive process to assess your wealth management needs and then recommends creative, tax-exempt insurance strategies to help address them. For more complicated situations, he works with your other professional advisors in the development of appropriate solutions.

Richard can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. He can also assist you in structuring your insurance contracts to ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions, Richard evaluates various insurance offerings from Canada ’s top-ranked insurance providers.