Meet the team

Mouyleng (Mou) Ly is a Chartered Accountant and a Certified Financial Planner. Mou obtained her Bachelor of Commerce degree from the University of Ottawa. She has completed the CICA In-Depth Tax course and is a member of The Society of Trust & Estate Practitioners (Canada) and the Canadian Tax Foundation.

Prior to joining RBC in 2011, Mou provided professional services to individuals and their owner-managed entities, specializing in personal and corporate tax, estate and financial planning.

Mou’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans.

Vanessa is a Chartered Professional Accountant (CPA) and has completed all levels of the Chartered Professional Accountants of Canada’s In-Depth Tax Courses. She holds a Bachelor of Economics and a Diploma in Accounting from the University of British Columbia. 

Prior to joining RBC, Vanessa had 10 years of experience in public practice. As a tax manager in one of the leading global accounting firms, Vanessa specialized in providing tax solutions to a wide range of clients and industries. Her experience includes corporate restructuring and business succession planning for private business owners, as well as estate planning and cross-border tax for high-net-worth families. 

Vanessa is fluent in Mandarin and English. 

Vanessa’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial and tax planning concerns you might have. 

Specialized financial planning 

At RBC, we recognize that with greater financial resources, comes greater financial complexity. To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer you our highest level of financial planning. Personally prepared by Vanessa Hu, a Financial Planning Specialist, your comprehensive Financial Plan will provide recommendations specific to your situation. Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to your next generation tax-efficiently and make the most of your philanthropic legacy. In appreciation of your business, your advisor is pleased to offer this service to you on a complimentary basis. 

To schedule a meeting with Vanessa Hu, please contact your advisor. 

Kelly received her law degree from the University of Western Ontario in 1993 and was called to the bar in 1995.

She practised in the areas of litigation, family law and estate planning at a law firm until joining a major trust company in 1996, where she worked in a variety of roles involving estate administration and planning. Kelly joined RBC Dominion Securities in 2003.

Kelly received her Certified Financial Planning (CFP) designation in 1998 and is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Upper Canada. She has completed Parts I and II of the CICA in-depth tax course.

Kelly’s significant practical experience in the estate planning and administration field, coupled with her financial planning expertise, allows her to offer guidance on both the tax and personal implications of your estate plan.

As a trusted partner of your advisor's team, Peter champions the integration of insurance solutions as an essential part of holistic wealth management planning.

Peter joined RBC in 2017. He has spent over 25 years in the financial services industry primarily focused on helping clients fulfill their financial dreams. Believing that it is never too early to plan, Peter is there to help discuss and provide solutions to protect yourself, your loved ones and your business in the event of the unexpected.

Peter received a Bachelor of Arts (BA) degree from the University of Toronto and holds the Personal Financial Planner (PFP) designation. He is passionate about spending time with his two younger daughters and faithfully cheering on his hometown team, the Toronto Raptors.

Tracey is an integral member of the team, helping to create, preserve and increase wealth by incorporating insurance-based solutions within comprehensive financial plans.

Specializing in estate planning, Tracey applies innovative and tax-efficient solutions to a variety of wealth management issues and is skilled at simplifying their complexities. Her individualized approach to personal and corporate insurance planning help clients achieve their wealth management objectives and reach their estate and financial goals.

Beginning her financial services career in 1994, Tracey joined RBC in 2012 after spending 13 years with a leading life insurer, focused on providing insurance solutions expertise and product marketing. In addition, Tracey has obtained the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations.

As a Business Owner Specialist, High Net Worth Planning Services, Bobby, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Bobby has over 15 years of experience working with owners of privately held businesses to help them develop business succession, tax and estate planning solutions tailored to their goals and objectives. Prior to joining High Net Worth Planning Services, Bobby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. He has written articles on various topics including determining the value of a business, farm succession planning, tax planning and retirement planning.

Prior to joining RBC, Bobby was a Vice President at a boutique business valuation firm in Toronto where he worked with business owners to help them determine the value of their business for divestitures, litigation, tax and estate planning purposes. He also worked with owners to help them identify the value drivers of their business.

Bobby is a Chartered Business Valuator, a Chartered Professional Accountant and has a Bachelor of Commerce degree from the University of Toronto. He has also completed all three levels of the CPA In-Depth Tax Course.

As a Business Owner Specialist, High Net Worth Planning Services, Prashant, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.

His expertise includes tax and estate planning for business owners, executives, retirees, sports professionals and individuals with U.S. issues. He also assists individuals facing significant financial events (sale of business, financial windfall, retirement, job loss, moving to Canada, leaving Canada, etc.)

Prior to joining RBC in 1999, Prashant honed his expertise by working as a Canadian and U.S. tax specialist for two of the big four accounting firms in downtown Toronto.

Prashant is a Certified Financial Planner, Associate of the Society of Actuaries and member of both the Society of Trust and Estate Practitioners and Canadian

Tax Foundation.

As a Private Banker with RBC Wealth Management, Private Banking, Ruby Dhillon brings over a decade of experience to her role. Based in Toronto, Ruby provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.

Ruby specializes in sophisticated credit, with demonstrated expertise across multiple financial products. She works with a select number of clients in the Greater Toronto Area to address their often-complex banking, credit and wealth management needs by providing tailored seamless banking and financial solutions.

Prior to joining RBC, Ruby worked for another large Canadian bank, where she demonstrated her diverse expertise in roles including Senior Private Client Insurance Advisor, Financial Analyst and Community Small Business Advisor. During her time at the bank, Ruby significantly grew large portfolios, earned hundreds of thousands of dollars in donations and grants for grassroots initiatives, led and developed teams of 20+ at all organizational levels, and was consistently recognized for outstanding achievements. She also founded the bank's South Asian Diversity Committee.

Ruby is the founder of multiple philanthropic and diversity-focused initiatives, with a passion for working hard to both draw attention to and support various minority communities. Ruby is the founder of Pink Attitude Evolution and well as the former Vice President of Volunteer Engagement at Ascend Canada. She believes in diversity, inclusivity, gender equality and giving back to local organizations, and has been featured for this work in the Globe and Mail, the National Post, Drishti magazine, CTV News, CP24 and numerous other media outlets.

As a Will and Estate Advisor for the Central Canada Region, Endrita Isaj brings an approach to estate planning that centers on understanding and addressing the unique needs of each client. She works collaboratively with clients and their trusted advisors to help craft a comprehensive, effective estate plan that meets their particular situation. Whether clients hope to protect a disabled heir, incorporate succession planning for their business, address the concerns arising from second spouses and blended families, minimize family conflicts, or deal with beneficiaries or assets that are situated outside of Canada, Endrita can help. Prior to joining RBC Royal Trust, she practiced estate litigation at a top firm in Toronto focused exclusively on estate and trust law. She earned her Juris Doctor degree from the University of Windsor Faculty of Law, and a Bachelor of Arts (Honours) Degree in History from Queen’s University. She has continued to deepen her knowledge and expertise with key industry designations, such as the Trust and Estate Practitioner (TEP) designation, and as a member of STEP Canada and the Junior Trust and Estate Practitioners (JTEP) group. The combination of Endrita’s professional expertise and her commitment to providing practical solutions make her an invaluable resource for clients and their financial advisors.

Salvatore (Sam) provides comprehensive tax and estate planning for high net worth and ultra-high net worth families, business owners, executives, and professional athletes, offering specialized expertise in U.S. and Canadian crossborder tax and estate planning.
Sam is a Chartered Professional Accountant (CPA) and an Estate and Trust Practitioner (TEP) with over 25 years of professional experience. He holds an Honours Business degree and a certificate in Accounting at York University. He
also completed the CPA Canada’s In-Depth Tax Courses.
Together with your RBC advisor, Sam will help you explore many of the complex personal and corporate tax issues you may face as a high net worth individual or business owner, identifying potential strategies for wealth preservation and tax minimization, wealth transfer to the next generation, and estate and succession planning.
Leveraging his extensive experience with cross-border planning for both U.S. citizens living in Canada and Canadians with U.S. connections, Sam excels in
navigating the intricate landscape of planning for families with U.S. exposure, providing innovative solutions. This planning includes approaches to minimize U.S. estate tax exposure, facilitating the purchase of U.S. real estate, estate freeze planning for business owners with U.S. children, and gift and inheritance planning with an international scope. With a distinct background in providing guidance and expertise in these areas, Sam assists clients with understanding the nuanced impacts of U.S. tax regulations on conventional Canadian wealth planning.
Sam has authored many articles on cross-border topics published by RBC and has provided subject matter expertise
for interviews and industry articles. Prior to his career with RBC, Sam was a tax manager at Ernst & Young LLP in their
expatriate tax group working with cross-border clients on Canadian and U.S. tax issues.