We follow a disciplined process to maintain our focus on what’s important – helping you live life the way you want.
1. Discovery – Learning about you and your objectives
The first step is to determine your investment goals within the context of your overall financial situation and to understand what you want your money to accomplish. We look at factors such as your return objectives, your income needs, your time horizon and your tolerance for risk, as well as your family dynamics, your priorities and the details of your existing financial plan.
2. Strategy – The Wealth Management Plan
With a thorough understanding of your financial circumstances, personal goals and profile as an investor, we are able to create your wealth management plan – the guiding principles for how your investments will be managed. We will prepare a customized myGPS report, providing detailed net worth and cash flow projections extending through to your life expectancy age.
3. Solutions – Building your portfolio
We build your custom investment portfolios using an appropriate mix of stocks, bonds, mutual funds, GIC's, cash, and/or other investment solutions, working together with RBC’s investment strategists and research analysts. Based on your personal needs and circumstances, we consider other factors at this stage including taxes, account types, business interests and overall household assets.
4. Service – Monitoring and reviewing
We will monitor your portfolio and, from time to time, recommend changes to reflect current market conditions. We will also review your portfolio with you on a regular basis to ensure it continues to meet the goals and objectives you have set.
myGPS Financial Projection Tool (click to view Factsheet)
