5 Simple Steps To Get Your Money Right

Apr 15, 2019 |Dane Charles
Now that summer is in full force, it’s a good time to hash out some numbers by the pool. Don’t wait until September to wake your mind up and get things back in order, just take it step by step. Step 1 - Honest Self Discovery Step 2 - Stick to a Savings...
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Real Estate Investing Rethought

Apr 15, 2019 |Dane Charles
Those that love real estate as an investment, absolutely swear by it – as if any contradicting thought is pure blasphemy. I also love the idea, however, I look at it from a different angle. There are many ways to dip your toes in the real estate investing...
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How Canadians Working In The U.S. Should Treat Their 401(k)

Apr 15, 2019 |Dane Charles
For those of you getting an employer match – Awesome! It’s like free money so you’ll want to maximize your contributions to get the most out of your employer. Doing the rest of your saving in Canada, or contributing beyond those amounts to your US plan...
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U.S. Citizens in Canada - Beware Of The PFIC Rules

Apr 15, 2019 |Dane Charles
For all the U.S. citizens & green card holders working or living in Canada, this is for you. Take a look at your non-registered investment accounts and keep your eye out for Canadian mutual funds, ETFs listed on Canadian exchanges, and Canadian REITs...
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What Accounts Can U.S. Citizens/Residents Have In Canada?

Apr 15, 2019 |Dane Charles
I'm a U.S. resident, citizen, or green card holder but I work in Canada - can I have the same accounts as my Canadian friends & colleagues? The short answer is no. But lets get more specific. It is not advised for a U.S. person to have a Canadian TFSA...
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Cross Border Banking - RBC Makes It Easy

Apr 15, 2019 |Dane Charles
Friends working in the U.S. If you're still dealing with the frustration of opening a U.S. bank account at a U.S. institution to get paid to that account, processing an electronic transfer to your U.S. or Canadian bank account at your Canadian financial...
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How to Get Ready For Wealth Transfer

Apr 15, 2019 |Dane Charles
In RBC's recent survey, what was found is that there was a remarkable gap between intention and action, resulting in a general lack of preparedness for wealth transfer. People are generally uncomfortable talking about inheritance, and when they do, their...
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How to Prepare For Wealth Transfer In Blended Families

Apr 15, 2019 |Dane Charles
“I have children from a previous marriage, so I think a lot about treating them in an equal manner. But I haven’t started properly planning it – I’ve only signed a prenuptial agreement in my second marriage.” Sound familiar? Last article we touched on...
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Business Owner MVP - You're Doing It All Wrong

Apr 15, 2019 |Dane Charles
If You’re The Most Important Person In Your Business, You’re Doing It Wrong When asked this simple question “If you disappeared from your business for 1 month or 1 year, would it survive?” the look I often get is of sheer terror. If a feather hit the...
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Getting Too Comfortable? Time to Diversify

Apr 15, 2019 |Dane Charles
When I talk to investors, I find myself reminding them that there is no free lunch in investing. If someone is promising you higher returns, then there is a cost in the form of higher risk. Conversely, if there appears to be little or no risk, then the...
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