Valentine's Day Roses and the Art of Smart Investing
Every Valentine's Day, millions of people face the same dilemma: roses become scarce, prices spike, and the cost of that romantic gesture can feel surprisingly steep. But what if this annual phenomenon offers a valuable lesson about investing?
Dimensional explores a fascinating parallel between the seasonal surge in rose prices and common investment mistakes. Just as buying roses at their peak price on February 14th is a costly decision, purchasing investments when they're most expensive; when sentiment is highest and everyone's enthusiastic - can be equally detrimental to your long-term wealth.
This video unpacks the dangers of "buying high" and demonstrates how understanding market cycles, patience, and strategic thinking can help you avoid similar pitfalls with your portfolio. The takeaway? Successful investing, like holiday shopping, rewards those who think ahead and avoid making emotional decisions when prices, whether flowers or stocks are at their peak.
Of course, loved ones still do deserve Valentines gifts, perhaps chocolates? After all, a diversified approach is key.
Don’t Buy High: Valentine’s Roses and Investing Lessons
Tax Season is Here!
As we head into tax season, now is the ideal time to review your retirement and savings strategies before key deadlines pass you by. Here are some Early 2026 tax tips that can make a difference in your 2026 tax planning. Whether you're looking to reduce your taxable income, grow your savings tax-free, or access locked-in retirement funds, having a clear strategy in place can help you make the most of your money.
Don't miss these critical dates:
- March 2, 2026 – Last day for 2025 RRSP contributions
- April 30, 2026 – Last day to file your 2025 tax return without penalty
- June 15, 2026 – Last day to file your 2025 tax return without penalty if you're self-employed
Additional Resources:
Your tax slips may arrive at different times. Depending on your investment holdings, your final tax slip(s) could arrive throughout the month of March. The first tax slip to arrive may not be your last, so it’s best not to rush to file your taxes.
For a comprehensive overview of key mailing dates, required information for the 2025 tax reporting year, and a handy list of potential tax slips you may receive, check out the RBC Wealth Management Tax Reporting Guide.
Beyond the Roses: Diversify Your Valentine's Day Gifts This Year
Love does not come in one shape or size and neither should your Valentine's Day celebrations! Consider diversifying your approach to gift-giving and date planning. Just like a well-balanced investment portfolio, a thoughtful Valentine's Day experience combines variety, thoughtfulness, and meaningful moments that truly resonate with your special someone. Calgary has plenty of creative options to explore. From intimate dining experiences to fun interactive activities, there's something for every couple and every budget. Ready to explore some fresh ideas? Check out the guide to discover events and activities that go beyond the usual roses.
10 Cool Ways to Celebrate Valentine's Day in Calgary - Avenue Calgary