• Explore your current financial situation, portfolio and investment objectives
  • Establish your investment and wealth management goals
  • Determine your tolerance for risk and market fluctuation
  • Develop your individual Investment Policy Statement
  • Build customized portfolios designed to meet your investment goals
  • Establish your needs for tax, estate, insurance and charitable gift planning
  • Provide research, commentary and information on specific holdings, markets or economies
  • Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans
  • Introduce, as appropriate, a full suite of services from our RBC partners
Enhanced wealth management services
  • Benefit from the expertise of our RBC Wealth Management Services team, which includes specialists in financial planning, estate law and taxation
  • Comprehensive financial planning (Compass Financial Plan)
  • Family Snapshot™ Wealth Management Opportunities Report
  • Will and estate consulting
  • Insurance-based wealth enhancement assessment
  • Business succession planning
  • Corporate re-organization advice
  • Family wealth management
Investment solutions
  • Proprietary and third-party investment products, including mutual funds and portfolio services
  • Global and North American equities, including stocks, preferred shares, income trusts and more
  • Canada’s largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds
Investment portfolio services
  • Ongoing personal advice
  • Buy/sell recommendations
  • Scheduled portfolio reviews
  • Portfolio monitoring
  • Portfolio rebalancing
  • Safekeeping
  • Multi-currency, non-registered
  • account functionality
  • Automatic contributions and withdrawals, if needed
  • Automatic mutual fund purchase or redemption plans
  • Electronic funds transfers
  • Registered estate processing, tax reporting and T3 returns
  • Old certificate current status and value research
  • Interest on cash balances
  • DS Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics publications, Reuters market news, real-time quotes, customized Watchlists and more
  • Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online
  • Quarterly account statements (or monthly when there is trading activity in an account)
  • Paperless eDocuments through DS Online to reduce your paperwork and help us help the environment, including a seven-year archive.
  • Annual consolidated tax reporting, including dispositions with book costs
  • Quarterly performance reporting
Research and information services
  • RBC Wealth Management Services library of publications and articles on a wide range of tax, retirement and estate planning topics
  • Access to the broadest research in Canada for domestic and global markets, including RBC Capital Markets, JP Morgan, and independent Veritas exclusive to RBC
  • Global Insight, Morning Market Commentary, Wealth Management Review, etc.