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No matter your unique circumstances, needs, or goals, we believe that improving your financial literacy is an important part of building your confidence and helping you make informed decisions about your wealth. From budgeting basics to estate essentials, our Financial Literacy Program is designed to simplify the complexity of your wealth and bring you and your family true peace of mind.
Additional Materials: Worksheet | Factsheet
How to budget your money effectively.
Additional Materials: Worksheet | Factsheet | 2023 Personal tax rates
Sources of income and tax rules.
Additional Materials: Factsheet
Exploring bank accounts and digital services.
How interest works for the borrower and the lender.
Credit scores, borrowing options and staying financially fit.
Additional Materials: Case study | Factsheet
Exploring the types of investment accounts available to Canadians.
Approaches, components, benefits and steps in the planning process.
Additional Materials: Supplementary material
Case studies by wealth stages, from early saver to preserver or spender.
Common contracts and legal documents in banking, investing and planning.
Understanding asset classes, such as cash, bonds and stocks.
Overview of financial markets, indices, sectors and investment vehicles.
Risk types and methods of diversification to help manage risk.
Understanding investor risk profiles and methods to determine risk tolerance.
Connecting concepts learned so far and building portfolios for the Green family.
Exploring commission, fee-based accounts and mutual fund fees.
Estate planning and the benefits of Wills, powers of attorney and protection mandates.
Understanding insurance types, how they work and what they are used for.
Methods of giving, planning for charitable gifts and the tax advantages.
Critical parties to a trust and how they are created, governed and generally taxed.
From estate planning to trusts, key considerations for you and your family.
