Mitigating Risks Through Living Benefits

While life insurance protects your family in the event of death, living benefits provide financial security during your lifetime if illness, injury, or disability prevents you from working or creates unexpected costs. These products help protect your income, savings, and long-term goals when life takes an unforeseen turn.

The key areas of planning with living benefits include:

Living Benefits - Financial protection for you and you family

Critical Life Insurance

Living benefits are designed to safeguard not only your health and lifestyle but also your wealth. By incorporating these protections into your overall financial plan, you can reduce the risk that unexpected health events will disrupt your long-term goals or compromise your family’s security.


If you are concerned or interested in mitigating your risk of financial hardships due to disability or illness, please feel free to reach out and we would be pleased to introduce you to one of our RBC insurance specialists for a consultation.