Howard’s love for investments and business led him to the University of New Brunswick where he completed his Bachelor of Business Administration degree in 1985, focusing on finance and accounting. Since his start in the investment industry in 1990, Howard has continually invested in his business and himself by taking various industry courses, including the Canadian Securities Course, Conduct & Practices Handbook and the Canadian Insurance Course. In 2009, Howard completed the Partners, Directors and Senior Officers course and became a Vice President at RBC Dominion Securities. In 2012, Howard completed his Chartered Investment Manager (CIM) designation and Portfolio Manager designation, and is now a Wealth Advisor.
Over the years, Howard’s philosophy of conservative advice and protection of capital has appealed to a discerning clientele—prudent investors with substantial portfolio assets. Howard is committed to a strong investment discipline and stresses that a balanced, diversified approach will serve to reduce risk and enhance returns over time. Howard has built a well-deserved reputation among his peers as having strong values and integrity, and who is deeply committed to his clients’ best interests. Howard focuses on "Wealth of Life" for his clients, and is pleased to be associated with RBC Dominion Securities, Canada’s leading wealth management firm.
Howard’s main role within the team is managing the day-to-day operations of the business to ensure that his clients’ financial interests are being managed and serviced to the highest degree. He also enjoys developing long-term relationships with his clients, and working closely with them to ensure they have peace of mind.
When not at work, Howard’s main focus is, of course, his family and home. Although his four children are mostly grown and he has a two-year-old granddaughter, Howard and his wife Denise look forward to family gatherings during the holidays and vacations. They enjoy camping, skiing and travelling as a family. His property is a work in process, and it seems that he usually has bigger plans for his gardens and lawns than there is time to manage. Howard enjoys being active and spends his time hiking, mountain biking, road cycling, fishing, hunting, skiing, snowshoeing and golfing, to name a few.